Bosnia and Herzegovina

MKD "SINERGIJAplus" d.o.o.

Institution Type Other
Website http://www.mkdsinergijaplus.org/
Address
Mladena Stojanovića 111
 Banja Luka , Bosnia and Herzegovina
Num Branches 17
Num Clients 10,200
Year Started 1997

MKD "SINERGIJAplus" d.o.o. offers products in 1 currency

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Interest rates in Bosnia and Herzegovina

APR (int + fee + ins):Interest + Fees + Insurance
EIR (int + fee + ins):Interest + Fees + Insurance
 

Products: Convertible marks (BAM)

Product Name Loan Purpose

 Currency

 # Clients % Urban Loan Min Loan Max Loan Length
(months)		 Quoted Interest Rate Interest Rate Type # Loan Samples APR (int + fee + ins)
Loan for Vehicle Registration - KP24 Consumption vehicle registration BAM 563 41-60% 300 5,000 8 26.0 % / Year Declining Balance 4 23.4% - 31.7%
AGRICULTURAL CREDIT (KP-9) Business BAM 5,413 0-20% 300 40,000 39 17.9 - 21.0 % / Year Declining Balance 6 18.5% - 29.9%
ENTREPRENEURS CREDIT (KP-10) Business BAM 1,524 61-80% 500 40,000 38 20.0 - 21.5 % / Year Declining Balance 6 21.0% - 27.9%
COMMERCIAL (NON-CASH) CREDIT ( BUSINESS ALLOCATION AND CONSUMER COMMERCIAL MICRO CREDIT) (KP-11) Business BAM 34 61-80% 400 20,000 12 - 60 19.0 % / Year Declining Balance 5 20.0% - 27.1%
"CASH COMMERCIAL MICRO CREDITS (KP-12) " Consumption BAM 1,404 41-60% 300 10,000 34 27.0 % / Year Declining Balance 6 24.5% - 35.1%
IRB (INVESTMENT DEVELOPMENT BANK LOANS) Housing, Business BAM 9 61-80% 27,000 50,000 129 4.8 - 7.3 % / Year Declining Balance 3 5.0% - 6.4%
NON PURPOSE LOAN WITH NO GUARANTORS (KP-16) Any Purpose BAM 34 81-100% 800 3,000 6 - 18 27.0 % / Year Declining Balance 3 31.4% - 32.0%
IFAD LOANS Business BAM 781 0-20% 1,000 50,000 49 7.5 % / Month Declining Balance 5 8.1% - 9.4%
LONG – TERM DEVELOPING MICRO CREDITS (KP-8) Business BAM 117 21-40% 40,000 50,000 58 15.5 % / Year Declining Balance 3 12.8% - 17.8%
Refinancing Loan KP-23 Business BAM 57 21-40% 500 40,000 41 12.5 - 22.5 % / Year Declining Balance 6 17.5% - 25.4%