Cambodia

Microfinace Institution "Amret"

Institution Type Privately-owed 'For-Profit'
Website http://www.amret.com.kh
Address
# 35BA, St.169, Sangkat Veal Vong
Khan 7 Makara
Phnom Penh , Cambodia
Num Branches 44
Num Clients 226,434
Year Started 1991

Microfinace Institution "Amret" offers products in 2 currencies

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Products: Riel (KHR)

Product Name Loan Purpose

Currency

# Clients % Urban Loan Min Loan Max Loan Length
(months)
Quoted Interest Rate Interest Rate Type # Loan Samples Calculated APR Calculated EIR
Solidarity Credit Any Purpose KHR 187,940 0-20% 10,000 1,000,000 - 3.0 - 3.5 % / Year Declining Balance 3 39.0 % - 39.0 % 46.8 % - 46.8 %
Business Loan Business KHR 19,854 0-20% 400,000 40,000,000 - 2.5 - 3.5 % / Year Declining Balance 6 33.4 % - 43.9 % 39.0 % - 53.9 %
Consumption Loan Consumer, Education KHR 1,574 0-20% 400,000 20,000,000 - 2.5 - 3.5 % / Year Declining Balance 6 36.2 % - 48.9 % 42.9 % - 61.6 %
Home Improvement Loan Housing KHR 1,909 0-20% 400,000 40,000,000 - 2.5 - 3.5 % / Year Declining Balance 6 33.2 % - 44.0 % 38.8 % - 54.1 %

Products: Baht (THB)

Product Name Loan Purpose

Currency

# Clients % Urban Loan Min Loan Max Loan Length
(months)
Quoted Interest Rate Interest Rate Type # Loan Samples Calculated APR Calculated EIR

No products for currency: Baht (THB)

Products: US dollar (USD)

Product Name Loan Purpose

Currency

# Clients % Urban Loan Min Loan Max Loan Length
(months)
Quoted Interest Rate Interest Rate Type # Loan Samples Calculated APR Calculated EIR
Business Loan Business USD 11,601 21-40% 100 10,000 - 2.5 - 3.0 % / Year Declining Balance 6 33.2 % - 40.8 % 38.7 % - 49.3 %
Consumption Loan Consumer, Education USD 1,778 0-20% 100 5,000 - 2.5 - 3.0 % / Year Declining Balance 6 36.0 % - 42.1 % 42.6 % - 51.3 %
Home Improvement Loan Housing USD 1,628 0-20% 100 10,000 - 2.5 - 3.0 % / Year Declining Balance 6 27.0 % - 45.7 % 30.6 % - 56.6 %
Bio-digester Loan USD 4 0-20% 150 1,000 - 1.2 % / Year Declining Balance 1 14.7 % 15.8 %