Institution: MKD ADRIA mikro d.o.o.

Bosnia and Herzegovina

Typical Initial Loan Amount	Number of Clients	Typical Term	Quoted Rate	Fees	Taxes	APR	EIR	Number of Samples	Date Collected
300-1,500	0	3 - 12 months	1.20-1.60 % / Month			30.0% - 38.0%	34.0% - 45.0%	2	2009-10-07

APR 30.0% - 38.0%

EIR 34.0% - 45.0%

Country Bosnia and Herzegovina

Name of loan product KFO 1

Currency Convertible marks

Gross Outstanding Portfolio 0.00

Number of Clients 0

Percent Female 0-20%

Percent Urban 0-20%

Minimum Loan Size 300.00

Maximum Loan Size 1500.00

Initial Average Amount

Shortest Loan Term allowed 3.00

Longest Loan Term allowed 12.00

Approximate Avg Loan Term

Grace Period: Principal (Avg)

Grace Period: Principal (Min)

Grace Period: Principal (Max)

Grace Period: Interest (Avg)

Grace Period: Interest (Min)

Grace Period: Interest (Max)

Lowest Quoted Nominal Interest Rate 1.20

Highest Quoted Nominal Interest Rate 1.60

Quoted Interest Rate Period Month

Interest Rate Method Flat

Other Rate Difference Reason Ovisno o kvaliteti kolaterala i namjeni kredita klijentima se nudi različita kamatna stopa.

Is there anything else about this product you wish to share beyond the questions we asked? 0

Amount	Term (months)	Repayment Frequency	Loan Cycle	Fees Paid	Compulsory Savings	Grace Period	Sample Disbursement Date	APR	EIR	Payment Schedule
1,500	12	Monthly	1	30.00		0	2009-03-04	38.0%	45.0%	View Payment Schedule
1,500	12	Monthly	1	30.00		0	2009-03-04	30.0%	34.0%	View Payment Schedule