Institution: MKD ADRIA mikro d.o.o.

Bosnia and Herzegovina

Typical Initial Loan Amount	Number of Clients	Typical Term	Quoted Rate	Fees	Taxes	APR	EIR	Number of Samples	Date Collected
2,501-6,000	0	12 - 24 months	1.20-1.40 % / Month			33.0% - 34.0%	38.0% - 39.0%	3	2009-10-07

APR 33.0% - 34.0%

EIR 38.0% - 39.0%

Country Bosnia and Herzegovina

Name of loan product KFO 3

Currency Convertible marks

Gross Outstanding Portfolio 0.00

Number of Clients 0

Percent Female 0-20%

Percent Urban 0-20%

Minimum Loan Size 2501.00

Maximum Loan Size 6000.00

Initial Average Amount

Shortest Loan Term allowed 12.00

Longest Loan Term allowed 24.00

Approximate Avg Loan Term

Grace Period: Principal (Avg)

Grace Period: Principal (Min)

Grace Period: Principal (Max)

Grace Period: Interest (Avg)

Grace Period: Interest (Min)

Grace Period: Interest (Max)

Lowest Quoted Nominal Interest Rate 1.20

Highest Quoted Nominal Interest Rate 1.40

Quoted Interest Rate Period Month

Interest Rate Method Flat

Other Rate Difference Reason Ovisno o kvaliteti kolaterala i namjeni kredita klijentima se nudi različita kamatna stopa.

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Amount	Term (months)	Repayment Frequency	Loan Cycle	Fees Paid	Sample Disbursement Date	APR	EIR	Payment Schedule
3,000	12	Monthly	1	60.00	2009-03-18	34.0%	39.0%	View Payment Schedule
5,000	18	Monthly	1	100.00	2009-03-11	33.0%	39.0%	View Payment Schedule
6,000	18	Monthly	1	120.00	2009-03-13	33.0%	38.0%	View Payment Schedule