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Institution

AccessBank Closed Joint-Stock Company B. Seferoglu Street, 176BakuAZ1000
Data approved: 2012-04-24
Data version: 2
Age of data: 169 months

Institution

Nirantara Community Services Head Office: #123, Shantaveera, 1st Floor, 10th Main2nd Cross, Shankarnagar, Mahalakshmi LayoutBangalore, Karnataka560096
Data approved: 2010-11-15
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.accessbank.az/
Year established2002
Head of InstitutionAndrew Pospielovsky
Regions active
# Branches29

Total Portfolio (nat'l)AZN 354,789,718
Total Portfolio (USD)USD 454,858,612.80
Active clients with loans115,542
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2007
Head of InstitutionNiranjan Sheelavant
Regions active
# Branches6

Total Portfolio (nat'l)INR 48,626,144
Total Portfolio (USD)USD 917,474.42
Active clients with loans8,267
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliations

Loan Products » Summary

37,237 Borrowers
USD 77,870,305.13 Portfolio
Active Product
15,218 Borrowers
USD 63,431,577 Portfolio
Active Product
27,921 Borrowers
USD 48,470,397.44 Portfolio
Active Product
2,102 Borrowers
USD 9,451,727 Portfolio
Active Product

Loan Products » Summary

IGL
155 Borrowers
USD 28,828 Portfolio
Active Product
IGL
8,112 Borrowers
USD 888,646.42 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro standard loan (manat) AZN 100 - 16,000 1 - 36 20% - 40% 60% - 80% Business Women, Men, Have business, Combined collateral, Regular stable income
Micro standard loan (USD) USD 100 - 20,000 1 - 36 20% - 40% 60% - 80% Business Women, Men, Have business, Combined collateral, Regular stable income
Micro Agricultural loan (manat) AZN 100 - 16,000 1 - 36 0% - 20% 0% - 20% Business Women, Men, Have business, Borrowers receiving income from agricultural business
Micro agricultural loan (USD) USD 100 - 20,000 1 - 36 0% - 20% 0% - 20% Business Women, Men, Have business, Borrowers receiving income from agricultural business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan (IGL) - FNR - IGL INR 5,000 - 12,000 16.8 - 18 80% - 100% 20% - 40% Business Women Credit Educ, Group Mtgs, Credit Ins, Other Training, Financial Literacy Programs, Community Contact Programs
Income Generation Loan (IGL) INR 5,000 - 20,000 11.7 80% - 100% 60% - 80% Business Women Credit Educ, Group Mtgs, Credit Ins, Financial Literacy Programs, Community Contact Programs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro standard loan (manat) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.2% - 37.2% 35.2% - 37.2% 74
Micro standard loan (USD) 27.0%-33.0% annual, Decl Bal 1 Fee 0 Ins None N/A 33.5% 33.5% 81
Micro Agricultural loan (manat) 27.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 35.2% - 37.2% 40.5% - 44.3% 63
Micro agricultural loan (USD) 27.0%-33.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 35.5% - 37.5% 40.9% - 44.6% 63

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan (IGL) - FNR - IGL 0% 31% 34.2% - 37.4% N/A
Income Generation Loan (IGL) 0% 33.7% 36.5% - 39.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan (IGL) - FNR - IGL 27.9% annual, Decl Bal 1 Fee 1 Ins None N/A 31% 34.2% - 37.4% 79
Income Generation Loan (IGL) 15.0% annual, Flat 1 Fee 1 Ins None N/A 33.7% 36.5% - 39.3% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro standard loan (manat) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.2% - 37.2% 35.2% - 37.2% 74
Micro standard loan (USD) 27.0%-33.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 33.5% 33.5% 81
Micro Agricultural loan (manat) 27.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 35.2% - 37.2% 40.5% - 44.3% 63
Micro agricultural loan (USD) 27.0%-33.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 35.5% - 37.5% 40.9% - 44.6% 63

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan (IGL) - FNR - IGL 0% 31% 34.2% - 37.4% N/A
Income Generation Loan (IGL) 0% 33.7% 36.5% - 39.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan (IGL) - FNR - IGL 27.9% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 31% 34.2% - 37.4% 79
Income Generation Loan (IGL) 15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 33.7% 36.5% - 39.3% 39
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Key Statistics
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Loan Portfolio (USD)
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