Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FINCA J. Jabbarli str. 44Baku, AzerbaijanAZ 1065
Data approved: 2014-10-10
Data version: 3
Age of data: 113 months

Product

Solidarity Credit Group (USD) Product 1 of 12 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 194,380.77
Portfolio (USD)USD 194,380.77
Active Clients with Loans184
Approximate % Female Clients20% - 40%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
A loan for group borrowers living in urban areas and engaged in trade, services and production.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution8
# Regions for this product8
Regions ActiveAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan, Nakhichevan

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 50
Maximum loan size3,000
Distribution at Disbursement (Est.)
Loans less than USD 1,50050%
USD 1,500-5,00050%
USD 5,000-10,0000
USD 10,000-15,0000
USD 15,000-18,0000
Greater than USD 18,0000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term18.0 months
Approx average15.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months100%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage10%
Average grace period6.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest29.00%
Highest quoted nominal interest32.00%
Reason(s) why interest rate variesLoan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionOrigination Fee
% of loan amount - min2.00%
% of loan amount - max2.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Solidarity Credit Group (USD) samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
USD 50 Generated 2014-11-01 12.0 months N/A USD 9.46 33.6% 29.6% 4.0% 0.0% 0.0% 0.0% 86 - PDF
USD 900 Generated 2014-11-01 12.0 months N/A USD 170.31 33.6% 29.6% 4.0% 0.0% 0.0% 0.0% 86 - PDF
USD 1,500 Generated 2014-11-01 12.0 months N/A USD 292.68 34.6% 30.6% 4.0% 0.0% 0.0% 0.0% 84 - PDF
USD 3,000 Generated 2014-11-01 12.0 months N/A USD 603.06 35.5% 31.6% 3.9% 0.0% 0.0% 0.0% 82 - PDF
Solidarity Credit Group (USD) Price Graphs


Please note that the information you are viewing is 122 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BancoSol S.A. Calle Nicolás Acosta No. 289 esq. Cañada Strongest, MurilloLa Paz, Bolivia13176
Data approved: 2013-09-05
Data version: 2
Age of data: 122 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancosol.com.bo/
Year established1992
Head of InstitutionRaul Cabrera
Regions activeBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija
# Branches95

Total Portfolio (nat'l)BOB 5,819,300,002
Total Portfolio (USD)USD 862,118,518.80
Active clients with loans215,313
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsASOFIN (Asociación de Entidades Financieras Especializadas en Micro Finanzas de Bolivia), ASOBAN (Asociación de Bancos Privados de Bolivia )
Funders

Loan Products » Summary

8,775 Borrowers
USD 7,127,396.91 Portfolio
Active Product
339 Borrowers
USD 675,156.97 Portfolio
Active Product
24,958 Borrowers
USD 87,466,688.74 Portfolio
Active Product
84 Borrowers
USD 173,698.23 Portfolio
Active Product
107,618 Borrowers
USD 371,215,221.60 Portfolio
Active Product
1,157 Borrowers
USD 3,262,772.23 Portfolio
Active Product
5,329 Borrowers
USD 79,521,656.33 Portfolio
Active Product
1,416 Borrowers
USD 20,578,441.48 Portfolio
Active Product
50 Borrowers
USD 612,841.02 Portfolio
Active Product
16,804 Borrowers
USD 61,573,163.69 Portfolio
Active Product
319 Borrowers
USD 974,891.51 Portfolio
Active Product
932 Borrowers
USD 15,323,772.46 Portfolio
Active Product
1,084 Borrowers
USD 17,135,541.88 Portfolio
Active Product
76 Borrowers
USD 1,169,598.22 Portfolio
Active Product
40,631 Borrowers
USD 146,862,815.70 Portfolio
Active Product
61 Borrowers
USD 266,721.72 Portfolio
Active Product
1,315 Borrowers
USD 19,760,309.99 Portfolio
Active Product
80 Borrowers
USD 1,255,840.63 Portfolio
Active Product
3,480 Borrowers
USD 16,581,077.04 Portfolio
Active Product
172 Borrowers
USD 2,694,541.22 Portfolio
Active Product
502 Borrowers
USD 6,220,263.68 Portfolio
Active Product
17 Borrowers
USD 16,346.55 Portfolio
Low Volume Product
19 Borrowers
USD 65,508.65 Portfolio
Low Volume Product
21 Borrowers
USD 126,708.56 Portfolio
Low Volume Product
17 Borrowers
USD 132,410.82 Portfolio
Low Volume Product
1 Borrowers
USD 16,451.37 Portfolio
Low Volume Product
14 Borrowers
USD 81,226.55 Portfolio
Low Volume Product
11 Borrowers
USD 162,279.72 Portfolio
Low Volume Product
26 Borrowers
USD 316,194.24 Portfolio
Low Volume Product
5 Borrowers
USD 48,789.70 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sol 1000 (Tasa Fija) BOB 400 - 16,000 3 - 24 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins
Sol DPF (Tasa Fija, BOB) BOB 400 - 80,000 3 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Clientes con DPFs propios del Banco Credit Ins
Sol Efectivo (Tasa Fija) BOB 400 - 80,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker Credit Ins
Sol Efectivo (Tasa Fija, USD) USD 50 - 10,000 3 - 36 40% - 60% 60% - 80% Any Purpose Women, Men, Have business, Salaried worker Credit Ins
Sol Individual (Tasa Fija) BOB 400 - 95,000 3 - 60 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Individual (Tasa Fija, USD) USD 50 - 10,000 3 - 36 40% - 60% 60% - 80% Business Women, Men, Have business Credit Ins
Sol Individual (Tasa Variable) BOB 400 - 2,000,000 37 - 120 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Individual (Tasa Variable, USD) USD 50 - 250,000 37 - 120 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Vehículo (Tasa Variable, USD) USD 6,000 - 50,000 37 - 60 20% - 40% 80% - 100% Activo Fijo Women, Men, Have business, Salaried worker Credit Ins
Sol Vivienda (Tasa Fija, BOB) BOB 400 - 200,000 3 - 60 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, ampliación, etc. Women, Men, Have business, Salaried worker Credit Ins
Sol Vivienda (Tasa Fija, USD) USD 50 - 25,000 3 - 60 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, ampliación, etc. Women, Men, Have business, Salaried worker Credit Ins
Sol Vivienda (Tasa Variable, USD) USD 50 - 150,000 37 - 180 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, ampliación, etc. Women, Men, Have business, Salaried worker Credit Ins
Sol Vivienda (Tasa Variable, BOB) BOB 400 - 1,200,000 37 - 180 20% - 40% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, ampliación, etc. Women, Men, Have business, Salaried worker Credit Ins
Sol Vehiculo (Tasa Variable, BOB) BOB 48,000 - 400,000 37 - 60 20% - 40% 80% - 100% Activo Fijo Women, Men, Have business, Salaried worker Credit Ins
Sol Productivo (Tasa Fija, BOB) BOB 400 - 80,000 3 - 60 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Productivo (Tasa Fija, USD) USD 50 - 10,000 3 - 36 20% - 40% 60% - 80% Business Women, Men, Have business Credit Ins
Sol Productivo (Tasa Variable, BOB) BOB 400 - 2,000,000 37 - 120 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Productivo (Tasa Variable, USD) USD 50 - 250,000 37 - 120 20% - 40% 60% - 80% Business Women, Men, Have business Credit Ins
Sol Agropecuario (Tasa Fija, BOB) BOB 400 - 80,000 3 - 60 20% - 40% 40% - 60% Agriculture Women, Men, Have business Credit Ins
Sol Agropecuario (Tasa Variable, BOB) BOB 400 - 2,000,000 37 - 120 20% - 40% 40% - 60% Agriculture Women, Men, Have business Credit Ins
Sol Effectivo (Tasa Variable, BOB) BOB 400 - 160,000 37 - 60 20% - 40% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sol 1000 (Tasa Fija) 23.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.9% - 23.1% 22.9% - 23.1% 100
Sol DPF (Tasa Fija, BOB) 5.3%-8.0% annual, Decl Bal 0 Fees 0 Ins None 100.0% upfront 7.8% 0% 100
Sol Efectivo (Tasa Fija) 18.0%-18.5% annual, Decl Bal 0 Fees 0 Ins None N/A 18% - 18.1% 18% - 18.1% 99
Sol Efectivo (Tasa Fija, USD) 21.0%-28.5% annual, Decl Bal 0 Fees 0 Ins None N/A 21% - 28% 21% - 28% 84
Sol Individual (Tasa Fija) 17.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17.1% - 21.1% 17.1% - 21.1% 90
Sol Individual (Tasa Fija, USD) 18.0%-24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 18.6% - 24.5% 18.6% - 24.5% 83
Sol Individual (Tasa Variable) 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 12.9% - 17.1% 12.9% - 17.1% 70
Sol Individual (Tasa Variable, USD) 11.0%-18.5% annual, Decl Bal 0 Fees 0 Ins None N/A 12.3% - 17.8% 12.3% - 17.8% 74
Sol Vehículo (Tasa Variable, USD) 8.0%-10.0% annual, Decl Bal 0 Fees 0 Ins None N/A 8.7% - 9.5% 8.7% - 9.5% 88
Sol Vivienda (Tasa Fija, BOB) 17.0%-24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 17.1% - 23.1% 17.1% - 23.1% 82
Sol Vivienda (Tasa Fija, USD) 18.0%-25.5% annual, Decl Bal 0 Fees 0 Ins None N/A 18.4% - 24.5% 18.4% - 24.5% 87
Sol Vivienda (Tasa Variable, USD) 10.0%-18.0% annual, Decl Bal 0 Fees 0 Ins None N/A 11.3% - 17.6% 11.3% - 17.6% 77
Sol Vivienda (Tasa Variable, BOB) 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 10.9% - 16.2% 10.9% - 16.2% 73
Sol Vehiculo (Tasa Variable, BOB) 8.0%-10.0% annual, Decl Bal 0 Fees 0 Ins None N/A 8% - 9.9% 8% - 9.9% 87
Sol Productivo (Tasa Fija, BOB) 14.5%-21.5% annual, Decl Bal 0 Fees 0 Ins None N/A 14.4% - 19.1% 14.4% - 19.1% 85
Sol Productivo (Tasa Fija, USD) 15.5%-22.0% annual, Decl Bal 0 Fees 0 Ins None N/A 16.6% - 21.8% 16.6% - 21.8% 84
Sol Productivo (Tasa Variable, BOB) 8.5%-15.0% annual, Decl Bal 0 Fees 0 Ins None N/A 10.8% - 13.1% 10.8% - 13.1% 70
Sol Productivo (Tasa Variable, USD) 9.5%-16.5% annual, Decl Bal 0 Fees 0 Ins None N/A 11.3% - 16.4% 11.3% - 16.4% 72
Sol Agropecuario (Tasa Fija, BOB) 13.0%-20.0% annual, Decl Bal 0 Fees 0 Ins None N/A 13.1% - 19.6% 13.1% - 19.6% 81
Sol Agropecuario (Tasa Variable, BOB) 7.0%-13.5% annual, Decl Bal 0 Fees 0 Ins None N/A 8% - 13.4% 8% - 13.4% 66
Sol Effectivo (Tasa Variable, BOB) 12.0%-18.0% annual, Decl Bal 0 Fees 0 Ins None N/A 15.3% - 17.8% 15.3% - 17.8% 74
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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