Please note that the information you are viewing is 66 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE


FINCA J. Jabbarli str. 44Baku, AzerbaijanAZ 1065
Data approved: 2014-10-10
Data version: 3
Age of data: 66 months


Agriculture Loan (USD) Product 5 of 12 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 155,901.28
Portfolio (USD)USD 155,901.28
Active Clients with Loans73
Approximate % Female Clients0% - 20%
Approximate % Urban Clients0% - 20%
Solidarity group
Village banking
Self help group
Purchase/Establishment of Agricultural Assets -- equipment, livestock, storage facilities, other tools/machinery, Land Imrovement and seasonal agricultural needs.
Loan Purpose
Any purpose
Income generation
Consumer loan
Other household finance
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other (2)
No other servicesx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution8
# Regions for this product8
Regions ActiveAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan, Nakhichevan

Loan Conditions

Loan Amount
Minimum loan sizeUSD 100
Maximum loan size20,000
Distribution at Disbursement (Est.)
Loans less than USD 1,50015%
USD 1,500-5,00060%
USD 5,000-10,00020%
USD 10,000-15,0005%
USD 15,000-18,0000
Greater than USD 18,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term24.0 months
Approx average20.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months30%
Between 13 and 18 months40%
Longer than 18 months30%
Grace Period
Grace period usage30%
Average grace period9.0 months
Repayment Frequency
Every 2 weeks
Every 4 weeks
Every 2 months
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Lowest quoted nominal interest34.00%
Highest quoted nominal interest38.00%
Reason(s) why interest rate variesLoan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionCommission Fee
% of loan amount - min2.50%
% of loan amount - max2.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Are taxes charged on this product?No

Full Pricing Data

Agriculture Loan (USD) samples
No sample data for this product
Agriculture Loan (USD) Price Graphs
No sample data for this product
Please note that the information you are viewing is 85 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE


Markaz Al Bishara Head OfficeGumani Child Care & Family Helper ProgramTamale, NorthernPO Box TL 1313
Data approved: 2013-04-16
Data version: 2
Age of data: 85 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website address
Year established1996
Head of InstitutionRev. Johnson Asare
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 35,000
Total Portfolio (USD)USD 17,766.50
Active clients with loans145
Approximate % female clients100%
Approximate % urban clients100%
Network affiliationsChristian Children's Fund of Canada (CCFC), GHAMFIN, ASSFIN, Credit Union Association (CUA)
FundersChristian Children's Fund of Canada (CCFC), Credit Union Association (CUA)

Loan Products » Summary

145 Borrowers
USD 17,766.50 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Petty Trading Loan GHS 100 - 300 6 80% - 100% 80% - 100% Business, Other Women, Have business Group Mtgs, Tech Asst Visits, Health Training (HIV/AIDS, etc.)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Trading Loan 30.00% annual, Flat 1 Fee 0 None N/A 50.5% 50.5% 59
Institution Price Graph
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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