Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.fincaazerbaijan.com/ |
Year established | 1998 |
Head of Institution | Timothy Tarrant |
Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan, Nakhichevan |
# Branches | 65 |
Total Portfolio (nat'l) | AZN 182,019,860 |
Total Portfolio (USD) | USD 233,358,794.90 |
Active clients with loans | 153,070 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINCA International |
Funders | ResponsiAbility, PASHA Bank, Triodos, EBRD |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.finamerica.com.co/ |
Year established | 1997 |
Head of Institution | Gregorio Alberto Mejia Solano |
Regions active | |
# Branches | 43 |
Total Portfolio (nat'l) | COP 183,819,000,000 |
Total Portfolio (USD) | USD 100,999,450.50 |
Active clients with loans | 45,380 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | ACCION INTERNACIONAL |
Funders | Caja de compensacion Familiar Colsubsdio, Caja de compensacion Familiar Cafam, Caja de compensacion Familiar Comfandi, Caja de compensacion Familiar Confenalco |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | USD 50 - 3,000 | 4 - 18 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business | ||||||||
Rural loan Product (USD) | USD 50 - 3,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Must have two active cash streams | ||||||||
Express Loan (USD) | USD 100 - 25,000 | 3 - 36 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | ||||||||
SME Loan (USD) | USD 5,000 - 100,000 | 3 - 60 | 0% - 20% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Individual Rural Loan (USD) | USD 100 - 10,000 | 6 - 24 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Have business | ||||||||
Solidarity Credit Group (AZN) | AZN 50 - 2,400 | 4 - 18 | 40% - 60% | 60% - 80% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | ||||||||
Rural Loan Product (AZN) | AZN 50 - 2,400 | 6 - 24 | 20% - 40% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business | ||||||||
Express Loan (AZN) | AZN 100 - 20,000 | 3 - 36 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | ||||||||
Agriculture loan (AZN) | AZN 1,000 - 16,000 | 3 - 24 | 0% - 20% | 0% - 20% | Business, Agriculture | Women, Men, Have business | ||||||||
Individual Rural Loan (AZN) | AZN 100 - 8,000 | 3 - 36 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Have business | ||||||||
Agriculture Loan (USD) | USD 100 - 20,000 | 3 - 24 | 0% - 20% | 0% - 20% | Agriculture | Women, Men, Have business | ||||||||
SME Loan (AZN) | AZN 4,000 - 80,000 | 3 - 60 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo Libre Destino | COP 300,000 - 65,000,000 | 12 - 59 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker | Other Training, Fidelizacion | |||||||
Crédito preferencial ( Credipremium) | COP 772,500 - 83,430,000 | 6 - 59 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business | Other Training, Programa Afinidad ( tarjeta club finamigos) | |||||||
Credito Individual Nuevo y Renovado | COP 772,000 - 83,430,000 | 1 - 59 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo | Women, Men, Have business | Credit Educ, Credit Ins, Programa Afinidad | |||||||
Credito Pymes | COP 12,440,000 - 300,000,000 | 6 - 59 | 20% - 40% | 80% - 100% | Business, Compra de mercancías, insumos, adquisición de maqu | Women, Men, Have business, Personas Naturales y Jurídicas con activos entre $248 y $2.480 millones pertenecientes a los sectore | Programa Afinidad (tarjeta club finamigos) | |||||||
Grupo Solidario Confianza | COP 200,000 - 2,000,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business, Consumer, Capital de Trabajo | Women, Men, Agrupacion de personas que tengan en comun, proyectos agropecuarios, agroindustriales, comerciales. | Credit Educ, Other Training, Charlas de grupo , cobranza de creditos , charlas de ahorro. | |||||||
Mi credito YA | COP 400,000 - 2,400,000 | 6 - 12 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo | Women, Men, Have business, Personas sin experiencia crediticia | Credit Ins, Other Training, programa de Fidelizacion clientes Club Finamigos | |||||||
Micro confianza | COP 200,000 - 700,000 | 3 - 6 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo | Women, Men, Have business, antigàŒedad del negocio de 18 meses y activos fijos inferiores a 500 SMLV | Credit Ins, Other Training, programa de Fidelizacion clientes Club Finamigos |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | 29.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 33.6% - 35.5% | 33.6% - 35.5% | 84 | ||||||||
Rural loan Product (USD) | 29.0%-34.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 38.5% | 38.5% | 75 | ||||||||
Express Loan (USD) | 24.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.4% - 34.3% | 29.4% - 34.3% | 74 | ||||||||
SME Loan (USD) | 20.0%-23.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 24.9% - 25.7% | 24.9% - 25.7% | 78 | ||||||||
Individual Rural Loan (USD) | 26.0%-37.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 32.6% - 40.7% | 32.6% - 40.7% | 71 | ||||||||
Solidarity Credit Group (AZN) | 26.5%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.9% - 40.2% | 30.9% - 40.2% | 77 | ||||||||
Rural Loan Product (AZN) | 24.5%-37.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.9% - 42.6% | 28.9% - 42.6% | 70 | ||||||||
Express Loan (AZN) | 23.0%-35.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.7% - 40.6% | 28.7% - 40.6% | 67 | ||||||||
Agriculture loan (AZN) | 34.0%-38.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.3% - 41% | 36.3% - 41% | 85 | ||||||||
Individual Rural Loan (AZN) | 24.5%-40.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 27.9% - 43% | 27.9% - 43% | 70 | ||||||||
Agriculture Loan (USD) | 34.0%-38.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
SME Loan (AZN) | 20.0%-23.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo Libre Destino | 14.4%-28.7% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.9% - 24.8% | 24.7% - 25.5% | 57 | ||||||||
Crédito preferencial ( Credipremium) | 10.2%-28.7% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 14.6% - 28% | 15.4% - 28.8% | 45 | ||||||||
Credito Individual Nuevo y Renovado | 8.0%-29.6% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 41.2% - 44.3% | 42% - 45.1% | 18 | ||||||||
Credito Pymes | 20.9%-21.6% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 13.7% - 23.1% | 14.5% - 23.8% | 100 | ||||||||
Grupo Solidario Confianza | 18.7%-29.6% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 33.6% - 52.5% | 34.2% - 53.3% | 42 | ||||||||
Mi credito YA | 22.4%-29.9% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 50.6% - 52.9% | 51.3% - 53.7% | 43 | ||||||||
Micro confianza | 21.6%-29.6% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 33.9% - 53.2% | 34.5% - 53.9% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | 29.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 33.6% - 35.5% | 33.6% - 35.5% | 84 | ||||||||
Rural loan Product (USD) | 29.0%-34.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 38.5% | 38.5% | 75 | ||||||||
Express Loan (USD) | 24.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.4% - 34.3% | 29.4% - 34.3% | 74 | ||||||||
SME Loan (USD) | 20.0%-23.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 24.9% - 25.7% | 24.9% - 25.7% | 78 | ||||||||
Individual Rural Loan (USD) | 26.0%-37.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 32.6% - 40.7% | 32.6% - 40.7% | 71 | ||||||||
Solidarity Credit Group (AZN) | 26.5%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.9% - 40.2% | 30.9% - 40.2% | 77 | ||||||||
Rural Loan Product (AZN) | 24.5%-37.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 28.9% - 42.6% | 28.9% - 42.6% | 70 | ||||||||
Express Loan (AZN) | 23.0%-35.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 28.7% - 40.6% | 28.7% - 40.6% | 67 | ||||||||
Agriculture loan (AZN) | 34.0%-38.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.3% - 41% | 36.3% - 41% | 85 | ||||||||
Individual Rural Loan (AZN) | 24.5%-40.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 27.9% - 43% | 27.9% - 43% | 70 | ||||||||
Agriculture Loan (USD) | 34.0%-38.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
SME Loan (AZN) | 20.0%-23.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo Libre Destino | 14.4%-28.7% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 23.9% - 24.8% | 24.7% - 25.5% | 57 | ||||||||
Crédito preferencial ( Credipremium) | 10.2%-28.7% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 14.6% - 28% | 15.4% - 28.8% | 45 | ||||||||
Credito Individual Nuevo y Renovado | 8.0%-29.6% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 41.2% - 44.3% | 42% - 45.1% | 18 | ||||||||
Credito Pymes | 20.9%-21.6% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 13.7% - 23.1% | 14.5% - 23.8% | 100 | ||||||||
Grupo Solidario Confianza | 18.7%-29.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 33.6% - 52.5% | 34.2% - 53.3% | 42 | ||||||||
Mi credito YA | 22.4%-29.9% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 50.6% - 52.9% | 51.3% - 53.7% | 43 | ||||||||
Micro confianza | 21.6%-29.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 33.9% - 53.2% | 34.5% - 53.9% | 48 |
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