Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.turanbank.az/ |
Year established | 1992 |
Head of Institution | NazÄm SadÄqov |
Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala |
# Branches | 11 |
Total Portfolio (nat'l) | AZN 77,590,406 |
Total Portfolio (USD) | USD 99,474,879.49 |
Active clients with loans | 3,671 |
Approximate % female clients | 0% - 20% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2002 |
Head of Institution | JOSE JULIO GUALOTUÑA LEMA |
Regions active | |
# Branches | 9 |
Total Portfolio (nat'l) | USD 11,870,227.05 |
Total Portfolio (USD) | USD 11,870,227.05 |
Active clients with loans | 6,420 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | FECOAC, Red Financiera Rural, COLAC, Financoop |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | AZN 35,000 - 100,000 | 12 - 30 | 0% - 20% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Kiçik hecmli isthlak | AZN 100 - 1,500 | 3 - 18 | 40% - 60% | 20% - 40% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Lombard | AZN 50 - 10,000 | 3 - 18 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men | Gàtàràlck qÄzÄl zint ÅyasÄnÄn qiymtlndirilmsi | |||||||
Mikro kreditler | AZN 50 - 10,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business, Other | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Orta hecimli istehlak | AZN 1,500 - 35,000 | 12 - 30 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microluz | USD 1,500 - 10,000 | 1 - 24 | 40% - 60% | 40% - 60% | Business, Capital de tyrabajo, compra de activos, pago de de, Actividades inherentes al negocio | Women, Men, Have business, existencia minima del negocio de un año | Credit Ins | |||||||
Oportuno | USD 350 - 1,500 | 1 - 12 | 40% - 60% | 20% - 40% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
Quirofario | USD 500 - 20,000 | 1 - 72 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Salaried worker, propietario de casa si el monto es superior a $5,000 | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | 25.0%-28.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 28.1% | 28.1% | 89 | ||||||||
Kiçik hecmli isthlak | 30.0%-36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 25% - 40.3% | 25% - 40.3% | 90 | ||||||||
Lombard | 30.0%-32.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 27% - 37.4% | 27% - 37.4% | 89 | ||||||||
Mikro kreditler | 29.0%-32.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 28% - 38.2% | 28% - 38.2% | 86 | ||||||||
Orta hecimli istehlak | 25.0%-28.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 16.4% - 40% | 16.4% - 40% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microluz | 19.0%-25.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 20.3% - 25.3% | 22.8% - 28.4% | 77 | ||||||||
Oportuno | 22.5%-26.0% annual, Decl Bal | 0 Fees | 2 Ins | None | 10.0% upfront | 24.3% - 24.7% | 27.2% - 27.6% | 82 | ||||||||
Quirofario | 13.6%-13.8% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront | 13.9% - 14% | 15.7% - 15.9% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | 25.0%-28.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 28.1% | 28.1% | 89 | ||||||||
Kiçik hecmli isthlak | 30.0%-36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 25% - 40.3% | 25% - 40.3% | 90 | ||||||||
Lombard | 30.0%-32.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 27% - 37.4% | 27% - 37.4% | 89 | ||||||||
Mikro kreditler | 29.0%-32.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 28% - 38.2% | 28% - 38.2% | 86 | ||||||||
Orta hecimli istehlak | 25.0%-28.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 16.4% - 40% | 16.4% - 40% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microluz | 19.0%-25.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 20.3% - 25.3% | 22.8% - 28.4% | 77 | ||||||||
Oportuno | 22.5%-26.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | 10.0% upfront | 24.3% - 24.7% | 27.2% - 27.6% | 82 | ||||||||
Quirofario | 13.6%-13.8% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront | 13.9% - 14% | 15.7% - 15.9% | 86 |
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