| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1992 |
| Head of Institution | Hàseynov Faiq Arif oÄlu |
| Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur |
| # Branches | 25 |
| Total Portfolio (nat'l) | AZN 346,074,466 |
| Total Portfolio (USD) | USD 443,685,212.80 |
| Active clients with loans | 39,120 |
| Approximate % female clients | 0% - 20% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.nrdp.org |
| Year established | 1992 |
| Head of Institution | Mirza Moqeem Baig |
| Regions active | Punjab |
| # Branches | 5 |
| Total Portfolio (nat'l) | PKR 70,423,958 |
| Total Portfolio (USD) | USD 718,611.82 |
| Active clients with loans | 4,799 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders | Pakistan Poverty Alleviation Fund (PPAF), ORIX Leasing Pakistan Ltd. |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mikrokredit (AZM) | AZN 200 - 20,000 | 2 - 24 | 20% - 40% | 40% - 60% | Business, Housing, Consumer, Education, Other, Knd tsrràfatÄnÄn inkiÅafÄ | Women, Men, Have business | Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | PKR 10,000 - 75,000 | 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Productive Loans for legal business (Small) | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Seasonal Loan | PKR 10,000 - 30,000 | 6 | 40% - 60% | 0% | Agriculture | Women, Men, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mikrokredit (AZM) | 23.0%-36.0% annual, Decl Bal | 2 Fees | 0 | None | N/A | 32.2% - 43.6% | 32.2% - 43.6% | 60 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 38.5% - 38.7% | 38.5% - 38.7% | N/A | ||||||||
| Seasonal Loan | 30.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 32.3% | 32.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mikrokredit (AZM) | 23.0%-36.0% annual, Decl Bal | 2 Fees | 0 | None | N/A | 32.2% - 43.6% | 32.2% - 43.6% | 60 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 38.5% - 38.7% | 38.5% - 38.7% | N/A | ||||||||
| Seasonal Loan | 30.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 32.3% | 32.3% | N/A |
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