Viator Microcredit Azerbaijan LLC - MFTransparency.org Truth In Lending Tables

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Institution

Viator Microcredit Azerbaijan LLC N.Narimanov str., 207, Ganja, AzerbaijanGanjaAZ2000

Data approved: 1900-01-00

Data version: 1

Age of data: 113 months

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Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://www.viator-az.com
Year established	1998
Head of Institution	Abraham Vencent Asgapo
Regions active	Ganja-Qazakh, Shaki-Zaqatala
# Branches	6

Total Portfolio (nat'l)	AZN 15,994,615
Total Portfolio (USD)	USD 20,505,916.67
Active clients with loans	19,567
Approximate % female clients	20% - 40%
Approximate % urban clients	40% - 60%
Network affiliations	AMFA (Azerbaijan MicroFinance Assosiation), MIX Market, MFC (Microfinance Center)
Funders	Incofin Investment Management, Grameen Credit Agricole Foundation, ConCap, Symbiotics

Loan Products » Summary

Agriculture

11,415 Borrowers

USD 11,090,106.41 Portfolio

Active Product

Micro

2,163 Borrowers

USD 2,008,711.54 Portfolio

Active Product

Small Enter.

74 Borrowers

USD 273,860.26 Portfolio

Active Product

Social

473 Borrowers

USD 535,276.92 Portfolio

Active Product

Agri-USD

272 Borrowers

USD 567,274 Portfolio

Active Product

Micro-USD

4,771 Borrowers

USD 4,967,337 Portfolio

Active Product

Small En-USD

187 Borrowers

USD 758,087 Portfolio

Active Product

S. Bus-USD

212 Borrowers

USD 268,252 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agricultural Loan	AZN 300 - 6,000	3 - 18	20% - 40%	40% - 60%	Agriculture	Women, Men, Have business	Business Training, Other Training
Micro-Business Loan	AZN 300 - 3,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Small Enterprise Loan	AZN 3,000 - 8,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Social Business Loan	AZN 3,000 - 8,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Agricultural Loan USD	USD 400 - 8,000	3 - 18	20% - 40%	40% - 60%	Agriculture	Women, Men, Have business	Business Training, Other Training
Micro-Business Loan USD	USD 400 - 4,000	3 - 18	40% - 60%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Small Enterprise Loan USD	USD 4,000 - 10,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Social Business Loan USD	USD 4,000 - 10,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agricultural Loan	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	33.7% - 34.4%	35.3% - 36.4%	80
Micro-Business Loan	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	34.5% - 34.6%	36.5% - 36.6%	79
Small Enterprise Loan	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	0%	0%	N/A
Social Business Loan	28.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	31.1%	32.5%	89
Agricultural Loan USD	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	33.4%	34.9%	83
Micro-Business Loan USD	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	33.5% - 34.7%	34.9% - 36.7%	80
Small Enterprise Loan USD	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	32.6%	34%	85
Social Business Loan USD	28.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	31.1%	32.5%	89

Institution Price Graph

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Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	132
AMPL	0	0	0	132
Arman	41,500	529,107,000	1	132
Arohan	43,500	8,091,000	2	132
ASA INDIA	164,000	15,380,000	1	132
Asirvad	113,500	19,328,000	1	132
Asmitha	1,114,800	217,867,000	1	132
Bandhan	4,048,600	674,564,000	5	132
Belstar	123,000	23,945,000	2	111
BSFL	275,200	31,590,000	3	132
Chaitanya	20,700	3,748,000	3	132
Disha Microfin	69,000	14,332,000	2	132
Equitas	1,220,000	186,415,000	4	132
ESAF	354,200	43,500,000	5	132
FFSL	150,600	35,719,000	2	132
Fusion	66,800	9,820,000	2	132
Grama Vidiyal	738,200	102,101,000	1	132
Grameen Koota	586,600	83,555,000	15	134
Janalakshmi	506,000	119,077,000	2	132
L & T Finance	399,800	37,199,000	1	132
MFL	331,800	49,083,000	1	132
MMFL	175,000	23,752,000	2	132
Mpower	13,600	2,263,000	2	132
Sahayata	0	0	0	132
Saija	24,700	4,682,000	2	132
Samasta	45,500	4,809,000	2	132
Satin	405,600	90,174,000	2	132
SCCI	115,600	15,910,000	2	132
Share	2,195,400	376,727,000	1	132
SKS	3,409,000	355,029,000	2	132
SMILE	360,200	56,927,000	1	132
SNFL	9,400	1,779,000	1	132
Sonata Finance	158,200	22,724,000	3	134
Spandana	533,400	147,240,000	2	132
Suryoday	78,600	14,713,000	3	132
SVCL	118,200	18,886,000	1	132
Swadhaar	92,800	17,166,000	3	132
Trident	68,700	8,852,000	1	132
Ujjivan	913,300	160,848,000	5	132
Utkarsh	168,600	25,915,000	3	132
VFS	175,400	19,264,000	2	132
Asomi	50,300	4,743,000	2	164
AES India	3,600	286,000	1	164
Arth	2,900	611,000	2	164
Asomi	50,300	4,743,000	2	164
Barasat GS	1,100	99,508.02	1	164
BJS	6,000	468,000	1	164
Cashpor	417,000	50,452,000	1	163
Credible	10,000	1,669,540.36	2	164
DIBAKAR	1,800	145,000	1	163
GOF	65,200	5,388,000	4	163
Hope	62,600	4,407,000	1	161
Jaago	2,700	237,000	1	162
LOK	4,900	573,000	1	163
Nano	25,600	3,660,000	2	164
NBSAAVS	28,100	2,821,000	1	161
Nirantara	8,200	917,000	2	163
Parama	7,100	482,000	1	163
Pragathi	26,200	4,579,000	6	163
PWMACS	36,500	5,946,000	1	163
Saadhana	90,900	12,046,000	2	163
Sambhav	1,500	183,000	3	163
Seba Rahara	6,700	468,000	1	163
SU	61,100	5,498,000	1	163
Swayanshree	7,900	918,000	2	163
Vikas Samiti	1,600	168,000	1	163
Vistaar	4,300	1,157,000	2	161
We The People	1,100	244,000	2	163
WEMCS	1,100	85,000	1	163
Yukti	1,100	99,000	2	163

Key Statistics
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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

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