Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

DemirBank 31 Garabagh str., Baku.,AZ 1008Baku, BakuAZ1008
Data approved: 2014-09-18
Data version: 1
Age of data: 113 months

Institution

Digaf Micro Credit Provider SC Head OfficeAddis AbabaPO Box 31698
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.demirbank.az
Year established1989
Head of InstitutionMr. Roman Amirjanov
Regions activeAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan
# Branches33

Total Portfolio (nat'l)AZN 312,868,936
Total Portfolio (USD)USD 401,114,020.50
Active clients with loans101,940
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliationsAzerCbaijan Banks Assosiation, AMFA, Mix Market
FundersEBRD, GAF, BSTDP, FMO

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionBewketu Alamirew
Regions active
# Branches2

Total Portfolio (nat'l)ETB 1,269,733
Total Portfolio (USD)USD 69,007.23
Active clients with loans1,269
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, NBE, New Life Community
FundersNew Life Community

Loan Products » Summary

9,849 Borrowers
USD 24,675,874.36 Portfolio
Active Product
4,298 Borrowers
USD 921,380.77 Portfolio
Active Product

Loan Products » Summary

1,269 Borrowers
USD 69,007.23 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Cash Loan AZN 500 - 10,000 3 - 36 20% - 40% 40% - 60% Any Purpose Women, Men, Have business, Salaried worker Credit Ins
Employee loan AZN 300 - 6,000 3 - 36 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan ETB 300 - 10,000 12 80% - 100% 80% - 100% Business, Consumer Women, Men, Have business, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Cash Loan 28.0%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 29% - 37% 30.5% - 43.6% 68
Employee loan 28.0%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 33% - 36.1% 34.8% - 42.7% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Cash Loan 28.0%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 29% - 37% 30.5% - 43.6% 68
Employee loan 28.0%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 33% - 36.1% 34.8% - 42.7% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to