Institution

Banco FIE S.A. Calle General Gonzales 1272La Paz, La Paz
Data approved: 2010-11-05
Data version: 1
Age of data: 9 months

Product

Crédito con otro Tipo de Garantía 2 (Sector Productivo) (USD) Product 14 of 20 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 2,287,744
Portfolio (USD)USD 2,287,744
Active Clients with Loans917
Approximate % Female Clients40% - 60%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito de 3.001 Dólares Americanos a 5.000 Dólares Americanos destinados al sector productivo (capital de inversión u operación)
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherCapital de inversión para negocio
Other (2)Capital de operación para negocio
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
OtherEl seguro es para cubrir el crédito cuando no pueden pagar por casos de muerte, problemas de salud
Other (2)o desastres naturales
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherDebe tener una actividad económica
Other (2)Debe tener capacidad de pago
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 3,001
Maximum loan size5,000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term120.0 months
Approx average36.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest16.00%
Highest quoted nominal interest24.00%
Reason(s) why interest rate variesTime as Client, Loan Size, Client Risk, Collateral, Loan Purpose, Exclusividad
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

Crédito con otro Tipo de Garantía 2 (Sector Productivo) (USD) samples
Sample 1Sample 2Sample 3
Loan AmountUSD 4,000USD 4,000USD 4,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2010-05-312010-05-212010-05-28
Loan Term (Months)24.0 months12.0 months24.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component22.3%16.2%22.3%
Insurance Component0.0%0.0%0.0%
Tax Component0.2%0.2%0.2%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)22.5%16.4%22.5%
Transparency Index719771
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Crédito con otro Tipo de Garantía 2 (Sector Productivo) (USD) Price Graphs


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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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