Banco Los Andes ProCredit S.A. - MFTransparency.org Truth In Lending Tables

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Institution

Banco Los Andes ProCredit S.A. Av. Cristo Redentor No. 3730 entre 4 y 5 anilloSanta Cruz de la Sierra, Santa Cruz

Data approved: 2010-10-28

Data version: 1

Age of data: 165 months

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Institution Details

Institution Type	Other
Is this institution regulated?	Yes
Website address	http://www.losandesprocredit.com.bo/
Year established	1995
Head of Institution	Pablo Alberto González López
Regions active
# Branches	62

Total Portfolio (nat'l)	BOB 2,650,421,275
Total Portfolio (USD)	USD 392,655,003.70
Active clients with loans	83,776
Approximate % female clients	40% - 60%
Approximate % urban clients	80% - 100%
Network affiliations	ASOFIN, ASOBAN
Funders	ProCredit Holding AG, Helen Alexander, Gabriel Schor, Mariano Larena

Loan Products » Summary

valor (BOB)

1,104 Borrowers

USD 1,258,593.78 Portfolio

Active Product

Valor ME

374 Borrowers

USD 846,867 Portfolio

Active Product

Emp. ME(USD)

21,780 Borrowers

USD 111,530,358 Portfolio

Active Product

Emp. ME(BOB)

44,495 Borrowers

USD 99,292,463.59 Portfolio

Active Product

Asa. ME(USD)

443 Borrowers

USD 645,031.22 Portfolio

Active Product

Asa. MN(BOB)

1,031 Borrowers

USD 1,260,387.59 Portfolio

Active Product

Viv. ME(USD)

4,573 Borrowers

USD 19,967,105.90 Portfolio

Active Product

Viv. MN(BOB)

10,574 Borrowers

USD 22,686,193.02 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Crédito con garantía de títulos valor	BOB 250 - 135,000	0.9 - 60	40% - 60%	80% - 100%	Any Purpose	Women, Men	Credit Ins
Crédito con garantía de títulos valor ME	USD 100 - 125,000	1.3 - 45.3	40% - 60%	80% - 100%	Any Purpose	Women, Men	Credit Ins
Crédito Empresarial ME	USD 100 - 1,050,000	4.9 - 60.9	40% - 60%	0% - 20%	Any Purpose	Women, Men, Have business, No ser parte del dirctorio ni ser ejecutivo del Banco, Debe tener por lo menos 1 año de experiencia en el negocio que lleva adelante	Credit Ins, Business Training
Crédito Empresarial MN	BOB 480 - 3,485,000	1 - 303.4	40% - 60%	80% - 100%	Any Purpose	Women, Men, Have business, No ser parte del dirctorio ni ser ejecutivo del Ba, Debe tener por lo menos 1 año de experiencia en el	Credit Ins, Business Training
Creditos para Asalariados ME	USD 200 - 15,000	4 - 121	40% - 60%	80% - 100%	Any Purpose	Women, Men, Salaried worker, Debe ser propietario de inmueble o presentar un garante personal	Credit Ins
Creditos para Asalariados MN	BOB 601 - 70,000	1.4 - 61.4	40% - 60%	80% - 100%	Any Purpose	Women, Men, Salaried worker, Debe ser propietario de inmueble o presentar un garante personal	Credit Ins
Creditos para Vivienda ME	USD 242 - 20,000	2 - 143	40% - 60%	80% - 100%	Housing, Para Compra y construccion de vivienda, Para compra de terreno	Women, Men, Have business, Salaried worker	Credit Ins
Creditos para Vivienda MN	BOB 800 - 140,000	4 - 145	40% - 60%	80% - 100%	Housing, Compra o construción de Vivienda, Compra de Terreno	Women, Men, Have business	Credit Ins

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Crédito con garantía de títulos valor	4.3%-25.0% annual, Decl Bal	None	N/A	7.2% - 15.1%	7.2% - 15.1%	42
Crédito con garantía de títulos valor ME	5.0%-22.0% annual, Decl Bal	15.00% Principal	N/A	7.1% - 14.8%	7.9% - 14.7%	53
Crédito Empresarial ME	5.0%-36.0% annual, Decl Bal	15.00% Principal	N/A	16.2% - 31.1%	16.3% - 31.2%	22
Crédito Empresarial MN	8.5%-38.6% annual, Decl Bal	None	N/A	15.3% - 27.5%	15.3% - 27.5%	41
Creditos para Asalariados ME	6.4%-33.0% annual, Decl Bal	15.00% Principal	N/A	7.5% - 22.4%	7.6% - 22.6%	48
Creditos para Asalariados MN	6.6%-36.0% annual, Decl Bal	None	N/A	16.2% - 28.4%	16.2% - 28.4%	28
Creditos para Vivienda ME	7.4%-36.0% annual, Decl Bal	15.00% Principal	N/A	15.8% - 23.6%	16% - 24%	39
Creditos para Vivienda MN	7.0%-36.0% annual, Decl Bal	None	N/A	17.2% - 30.5%	17.2% - 30.5%	31

Institution Price Graph

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Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	132
AMPL	0	0	0	132
Arman	41,500	529,107,000	1	132
Arohan	43,500	8,091,000	2	132
ASA INDIA	164,000	15,380,000	1	132
Asirvad	113,500	19,328,000	1	132
Asmitha	1,114,800	217,867,000	1	132
Bandhan	4,048,600	674,564,000	5	132
Belstar	123,000	23,945,000	2	111
BSFL	275,200	31,590,000	3	132
Chaitanya	20,700	3,748,000	3	132
Disha Microfin	69,000	14,332,000	2	132
Equitas	1,220,000	186,415,000	4	132
ESAF	354,200	43,500,000	5	132
FFSL	150,600	35,719,000	2	132
Fusion	66,800	9,820,000	2	132
Grama Vidiyal	738,200	102,101,000	1	132
Grameen Koota	586,600	83,555,000	15	134
Janalakshmi	506,000	119,077,000	2	132
L & T Finance	399,800	37,199,000	1	132
MFL	331,800	49,083,000	1	132
MMFL	175,000	23,752,000	2	132
Mpower	13,600	2,263,000	2	132
Sahayata	0	0	0	132
Saija	24,700	4,682,000	2	132
Samasta	45,500	4,809,000	2	132
Satin	405,600	90,174,000	2	132
SCCI	115,600	15,910,000	2	132
Share	2,195,400	376,727,000	1	132
SKS	3,409,000	355,029,000	2	132
SMILE	360,200	56,927,000	1	132
SNFL	9,400	1,779,000	1	132
Sonata Finance	158,200	22,724,000	3	134
Spandana	533,400	147,240,000	2	132
Suryoday	78,600	14,713,000	3	132
SVCL	118,200	18,886,000	1	132
Swadhaar	92,800	17,166,000	3	132
Trident	68,700	8,852,000	1	132
Ujjivan	913,300	160,848,000	5	132
Utkarsh	168,600	25,915,000	3	132
VFS	175,400	19,264,000	2	132
Asomi	50,300	4,743,000	2	165
AES India	3,600	286,000	1	165
Arth	2,900	611,000	2	165
Asomi	50,300	4,743,000	2	165
Barasat GS	1,100	99,508.02	1	165
BJS	6,000	468,000	1	165
Cashpor	417,000	50,452,000	1	164
Credible	10,000	1,669,540.36	2	165
DIBAKAR	1,800	145,000	1	164
GOF	65,200	5,388,000	4	164
Hope	62,600	4,407,000	1	162
Jaago	2,700	237,000	1	163
LOK	4,900	573,000	1	164
Nano	25,600	3,660,000	2	165
NBSAAVS	28,100	2,821,000	1	162
Nirantara	8,200	917,000	2	164
Parama	7,100	482,000	1	164
Pragathi	26,200	4,579,000	6	164
PWMACS	36,500	5,946,000	1	164
Saadhana	90,900	12,046,000	2	164
Sambhav	1,500	183,000	3	164
Seba Rahara	6,700	468,000	1	164
SU	61,100	5,498,000	1	164
Swayanshree	7,900	918,000	2	164
Vikas Samiti	1,600	168,000	1	164
Vistaar	4,300	1,157,000	2	162
We The People	1,100	244,000	2	164
WEMCS	1,100	85,000	1	164
Yukti	1,100	99,000	2	164

Key Statistics
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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

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