| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | N/A |
| Website address | http://www.crecer.org.bo/ |
| Year established | 1999 |
| Head of Institution | José Auad Lema |
| Regions active | 0 |
| # Branches | 9 |
| Total Portfolio (nat'l) | BOB 329,433,070 |
| Total Portfolio (USD) | USD 47,743,923.19 |
| Active clients with loans | 101,962 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | PROCOSI-Programa de Coordinación en Salud Integral, FINRURAL-Asociación de Instituciones Financieras para el Desarrollo (Bolivia), INAFI LA, FOLADE |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | BOB 6,000 - 180,000 | 6 - 8 | 60% - 80% | 40% - 60% | Business, Housing, Education, Other, Capital de Operación-Inversión | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Credito Individual - USD | USD 100 - 10,000 | 3 - 60 | 80% - 100% | 60% - 80% | Business, Housing, Education, Other | Have business, Specific age group, No deben tener deuda en mora en el sistema financiero (Consulta Central de Riesgos), Experiencia mínima de 1 año en la actividad a financiar y 6 meses de funcionamiento del negocio | Credit Educ, Credit Ins, Other Training | |||||||
| Credito Individual - BOB | BOB 700 - 70,000 | 3 - 60 | 80% - 100% | 40% - 60% | Business, Housing, Education, Capital de Operación-Inversión | Women, Men, Have business | Credit Educ, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - USD | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - BOB | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACAWE | 100 | 16,000 | 2 | 149 |
| AfricaWorks | 6,500 | 1,843,000 | 8 | 111 |
| AZADER | 200 | 3,000 | 2 | 150 |
| BOM | 18,900 | 6,422,000 | 3 | 119 |
| CCOM | 9,100 | 2,995,000 | 6 | 134 |
| FDM | 7,200 | 1,002,000 | 4 | 134 |
| Hluvuku-ADSEMA | 5,300 | 2,959,000 | 3 | 134 |
| IRAM | 0 | 0 | 0 | 134 |
| ProCredit | 0 | 0 | 0 | 134 |
| Tchuma | 0 | 0 | 0 | 134 |
| SOCREMO | - | N/A | 161 |
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