2. CRECER
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Wasasa
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Credito con Educacion Rural Calle Presbítero Medina Nº 2931 (Final-Pasaje Lastra)La Paz13748
Data approved: 2011-10-11
Data version: 2
Age of data: -   months 
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Institution

Wasasa MFI AlemgenaOromiaP O Box 1192
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.crecer.org.bo/
Year established1999
Head of InstitutionJosé Auad Lema
Regions active0
# Branches9

Total Portfolio (nat'l)BOB 495,636,338
Total Portfolio (USD)USD 72,355,669.78
Active clients with loans145,130
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsPROCOSI-Programa de Coordinación en Salud Integral, FINRURAL, INAFI LA, FOLADE
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionAmsalu Alemayehu Gutema
Regions active
# Branches24

Total Portfolio (nat'l)ETB 113,970,892
Total Portfolio (USD)USD 6,194,070.22
Active clients with loans53,981
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI, MAIN, PAMIGA
FundersTerrafina, Cordaid, Ethio Italian Rural Development Cooperation, World Solidarity Movement

Loan Products » Summary

Comunal
107,648 Borrowers
USD 40,205,223.80 Portfolio
Active Product
Indiv USD
6,041 Borrowers
USD 13,178,320 Portfolio
Active Product
Indiv BOB
31,441 Borrowers
USD 18,933,649.49 Portfolio
Active Product

Loan Products » Summary

Employee
4,002 Borrowers
USD 493,914.29 Portfolio
Active Product
Enterprise
452 Borrowers
USD 72,351.36 Portfolio
Active Product
Individual
393 Borrowers
USD 326,133.70 Portfolio
Active Product
Large Group
44,503 Borrowers
USD 4,906,114.40 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Banca Comunal BOB 1,000 - 150,000 6 - 8 80% - 100% 40% - 60% Business, Housing, Education, Other, Capital de Operación-Inversión Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Credito Individual - USD USD 100 - 10,000 3 - 60 80% - 100% 60% - 80% Business, Housing, Education, Other Women, Men, Have business, Specific age group, No deben tener deuda en mora en el sistema financiero (Consulta Central de Riesgos), Experiencia mínima de 1 año en la actividad a financiar y 6 meses de funcionamiento del negocio Credit Educ, Credit Ins, Other Training, Capacitación en temas de salud, negocios y otros en procura de mejorar la calidad de vida, Microseguros sin costo para los clientes (costo es asumido por CRECER)
Credito Individual - BOB BOB 700 - 70,000 3 - 60 80% - 100% 40% - 60% Business, Housing, Education, Capital de Operación-Inversión Women, Men, Have business Credit Educ, Credit Ins, Other Training, Capacitación en temas de salud, negocios y otros en procura de mejorar la calidad de vida, Microseguros sin costo para los clientes (costo es asumido por CRECER)

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Employee Loan ETB 1,000 - 10,000 4 - 24 0% - 20% 80% - 100% Housing, Consumer, Education Women, Men, Salaried worker Credit Educ
Enterprise Loan ETB 2,000 - 10,000 4 - 12 20% - 40% 80% - 100% Business Women, Men, Have business, Must be urban or semi-urban, not for rural clients. Credit Educ, Business Training
Individual Loan ETB 5,000 - 150,000 4 - 24 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Large Group Loan ETB 100 - 5,000 4 - 12 40% - 60% 0% - 20% Any Purpose Women, Men Credit Educ, Other Training, Agricultural Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Credito Individual - USD 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Credito Individual - BOB 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins None 10.0%-15.0% upfront 26.6% 31.9% - 33.6% 45
Enterprise Loan 18.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 32.1% - 33.8% 40.2% - 43.9% 43
Individual Loan 11.0%-15.0% annual, Flat 0 Fees 0 Ins None N/A 21.6% - 26.5% 21.6% - 26.5% 46
Large Group Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 23.6% - 23.8% 27.4% - 27.7% 65

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Credito Individual - USD 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Credito Individual - BOB 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins Ins None 10.0%-15.0% upfront 26.6% 31.9% - 33.6% 45
Enterprise Loan 18.0% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 32.1% - 33.8% 40.2% - 43.9% 43
Individual Loan 11.0%-15.0% annual, Flat 0 Fees 0 Ins Ins None N/A 21.6% - 26.5% 21.6% - 26.5% 46
Large Group Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 23.6% - 23.8% 27.4% - 27.7% 65
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