Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.ecofuturo.com.bo/ |
Year established | 1998 |
Head of Institution | Joaquin Fernando Mompo Siles |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , PotosÃ, Santa Cruz, Tarija |
# Branches | 9 |
Total Portfolio (nat'l) | BOB 1,640,984,134 |
Total Portfolio (USD) | USD 243,108,760.60 |
Active clients with loans | 59,512 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | ASOFIN |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2001 |
Head of Institution | Bernardo Luis Tembe |
Regions active | Maputo Capital, Maputo Province |
# Branches | 7 |
Total Portfolio (nat'l) | MZN 89,981,867.66 |
Total Portfolio (USD) | USD 2,959,929.86 |
Active clients with loans | 5,382 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMOMIF, AFRACA |
Funders | Ford Foundation, DNPDR/UNCDF, FARE, Oxfam/Novib |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco - BOB | BOB 350 - 3,500,000 | 3 - 120 | 20% - 40% | 60% - 80% | Business, Agriculture, Consumer, Education, Other | Women, Men, Have business | Credit Ins | |||||||
Eco - USD | USD 300 - 500,000 | 3 - 120 | 20% - 40% | 60% - 80% | Business, Agriculture, Consumer, Education, Other | Women, Men, Have business | Credit Ins | |||||||
Eco - Vivienda (BOB) | BOB 35,000 - 3,500,000 | 3 - 120 | 20% - 40% | 60% - 80% | Compra de Vivienda, Construcción | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins | |||||||
Eco - Vivienda (USD) | USD 5,000 - 500,000 | 3 - 120 | 20% - 40% | 60% - 80% | Compra de Vivienda, Construcción | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins | |||||||
Eco - Hagar (BOB) | BOB 3,500 - 68,600 | 3 - 48 | 20% - 40% | 40% - 60% | Construcción de Vivienda, Refacción, remodelación y ampliación | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercio & Servicos | MZN 1,500 - 350,000 | 4 - 18 | 60% - 80% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Credito Agro-pecuaria/ Agro-negocios | MZN 1,500 - 200,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training | |||||||
Credito Habitacao e Bens de consumo | MZN 1,500 - 600,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco - BOB | 10.0%-30.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 15% - 27.7% | 16% - 29.3% | 40 | ||||||||
Eco - USD | 9.2%-30.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 12% - 28.9% | 13.8% - 30.5% | 47 | ||||||||
Eco - Vivienda (BOB) | 6.0%-23.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 9.9% - 23.7% | 11% - 24.8% | 37 | ||||||||
Eco - Vivienda (USD) | 8.9%-26.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 11.4% - 25.7% | 13.3% - 26.7% | 47 | ||||||||
Eco - Hagar (BOB) | 11.0%-30.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 20.1% - 24.9% | 21.1% - 26.6% | 45 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercio & Servicos | 55.2% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 50% - 53.6% | 52.1% - 55.8% | 100 | ||||||||
Credito Agro-pecuaria/ Agro-negocios | 34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.5% - 35% | 32.5% - 37% | 100 | ||||||||
Credito Habitacao e Bens de consumo | 50.4% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 43.7% - 49.3% | 45.9% - 51.5% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco - BOB | 10.0%-30.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 15% - 27.7% | 16% - 29.3% | 40 | ||||||||
Eco - USD | 9.2%-30.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 12% - 28.9% | 13.8% - 30.5% | 47 | ||||||||
Eco - Vivienda (BOB) | 6.0%-23.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 9.9% - 23.7% | 11% - 24.8% | 37 | ||||||||
Eco - Vivienda (USD) | 8.9%-26.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 11.4% - 25.7% | 13.3% - 26.7% | 47 | ||||||||
Eco - Hagar (BOB) | 11.0%-30.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 20.1% - 24.9% | 21.1% - 26.6% | 45 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Comercio & Servicos | 55.2% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 50% - 53.6% | 52.1% - 55.8% | 100 | ||||||||
Credito Agro-pecuaria/ Agro-negocios | 34.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.5% - 35% | 32.5% - 37% | 100 | ||||||||
Credito Habitacao e Bens de consumo | 50.4% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 43.7% - 49.3% | 45.9% - 51.5% | 100 |
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