Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.ecofuturo.com.bo/ |
Year established | 1998 |
Head of Institution | Joaquin Fernando Mompo Siles |
Regions active | 0 |
# Branches | 9 |
Total Portfolio (nat'l) | BOB 732,097,749 |
Total Portfolio (USD) | USD 106,875,583.80 |
Active clients with loans | 43,844 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | ASOFIN |
Funders |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1990 |
Head of Institution | Mike D Tizaayel |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | GHS 3,838,180 |
Total Portfolio (USD) | USD 1,948,314.72 |
Active clients with loans | 9,508 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | GHAMFIN, ARB |
Funders | Trias Ghana, Speed Ghana, Action Aid |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco Individual | BOB 350 - 40,000 | 3 - 36 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business, Contar con un documento de identidad vigente, Tener residencia en territorio Nacional | Credit Ins | |||||||
Eco Individual (USD) | USD 50 - 50,000 | 3 - 72 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Contar con documento de identidad vigente, Tener residencia en Territorio Nacional | Credit Ins | |||||||
Eco-Agropecuario | BOB 350 - 40,000 | 3 - 60 | 20% - 40% | 0% - 20% | Business, Compra de Maquinaria, Semilla, ganado entre otros | Women, Men, Have business, Que cuente con experiencia en la actividad agrÃcola, Exclusivo para el Agro | Credit Ins, Seguro de todo riesgo Maquinaria | |||||||
Eco-Agropecuario (USD) | USD 25 - 25,000 | 3 - 60 | 20% - 40% | 0% - 20% | Exclusivo para el Agro | Women, Men, Have business | Credit Ins | |||||||
Eco-Consumo | BOB 350 - 21,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Asalariados tanto formales como informales (Hasta $us. 800), Crédito otorgado a Asalariados que cuen, Microempresarios que destinen el dinero de forma diferente a la actividad | Credit Ins | |||||||
Eco-Consumo (USD) | USD 50 - 10,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Microempresarios y Asalariados, Asalariados sin respaldo hasta $us. 800 | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | GHS 200 - 2,000 | 4 - 8 | 0% - 20% | 0% - 20% | Agriculture | Women, Men | Credit Educ, Group Mtgs, Business Training | |||||||
Bonzali Microfinance Loan | GHS 200 - 3,000 | 4 - 12 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Business Training | |||||||
Commercial Loan | GHS 500 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Business Training | |||||||
Personal and Salary Loan | GHS 100 - 2,000 | 6 - 12 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco Individual | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco Individual (USD) | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Eco-Agropecuario | 24.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco-Agropecuario (USD) | 20.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Eco-Consumo | 25.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco-Consumo (USD) | 22.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 88.2% | 102.4% | 29 | ||||||||
Bonzali Microfinance Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 80.1% - 81.3% | 96.5% - 100.8% | 30 | ||||||||
Commercial Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00 upfront | 68.4% - 206.6% | 69.7% - 212.3% | 25 | ||||||||
Personal and Salary Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | N/A | 58.6% - 62.1% | 58.6% - 62.1% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco Individual | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco Individual (USD) | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Eco-Agropecuario | 24.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco-Agropecuario (USD) | 20.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Eco-Consumo | 25.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco-Consumo (USD) | 22.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.00% upfront | 88.2% | 102.4% | 29 | ||||||||
Bonzali Microfinance Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.00% upfront | 80.1% - 81.3% | 96.5% - 100.8% | 30 | ||||||||
Commercial Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.00 upfront | 68.4% - 206.6% | 69.7% - 212.3% | 25 | ||||||||
Personal and Salary Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 58.6% - 62.1% | 58.6% - 62.1% | 50 |
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