Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.grupofortaleza.com.bo/ |
Year established | 2002 |
Head of Institution | Nelson Hinojosa Jimenez |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | BOB 433,295,136 |
Total Portfolio (USD) | USD 63,254,764.38 |
Active clients with loans | 11,281 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 80% - 100% |
Network affiliations | ASOFIN |
Funders |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1997 |
Head of Institution | Mr James Acquaye |
Regions active | Northern Region |
# Branches | 3 |
Total Portfolio (nat'l) | GHS 4,468,812 |
Total Portfolio (USD) | USD 2,268,432.49 |
Active clients with loans | 13,801 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | UNDP, TRIAS GHANA, SPEED GHANA, Oxfam |
Funders | TRAIS, UNDP, SPEED, NORTHFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Anticrédito Hoy | BOB 15,000 - 140,000 | 12 - 60 | 20% - 40% | 80% - 100% | Business, Consumer, Activo Fijo | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Auto Hoy | BOB 7,000 - 70,000 | 36 - 84 | 20% - 40% | 80% - 100% | Business, Consumer, Activo Fijo | Women, Men, Salaried worker | Credit Ins | |||||||
Dinero Hoy | BOB 15,000 - 30,000 | 12 - 48 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Linea de Credito Optima | BOB 14,000 - 140,000 | 36 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins, Estado de LÃnea de Crédito (extracto) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit With Education (CWE) Loan | GHS 200 - 1,000 | 6 - 8 | 80% - 100% | 0% - 20% | Business | Women, Have business, Specific age group, Must be 18 years of age., Must have residence in the community near relevant branch. | Credit Ins | |||||||
Salary Loan | GHS 500 - 15,000 | 6 - 36 | 40% - 60% | 0% - 20% | Consumer, Education | Women, Men, Salaried worker | Credit Ins, Overdraft |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Anticrédito Hoy | 20.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Auto Hoy | 22.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Dinero Hoy | 22.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Linea de Credito Optima | 21.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit With Education (CWE) Loan | 20.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 67% | 97.5% | 20 | ||||||||
Salary Loan | 30.00% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 46.7% - 48.4% | 46.7% - 48.4% | 62 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Anticrédito Hoy | 20.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Auto Hoy | 22.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Dinero Hoy | 22.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Linea de Credito Optima | 21.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit With Education (CWE) Loan | 20.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 67% | 97.5% | 20 | ||||||||
Salary Loan | 30.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 46.7% - 48.4% | 46.7% - 48.4% | 62 |
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