Fundacion Boliviana Para El Dessarollo De Le Mujer - Asociativo - MFTransparency.org Truth In Lending Tables

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Institution

Fundacion Boliviana Para El Dessarollo De Le Mujer Calle Rene Moreno # 476Santa Cruz

Data approved: 2010-10-28

Data version: 1

Age of data: - months

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Product

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Product Details

Key Statistics

Outstanding portfolio (USD)	USD 225,456.52
Portfolio (USD)	USD 225,456.52
Active Clients with Loans	317
Approximate % Female Clients	0% - 20%
Approximate % Urban Clients	80% - 100%

Methodology

Individual	x
Solidarity group
Village banking
Self help group
Other

Description

Para personas que son socias de una asociación y comparten una inversión o necesidad comun.

Loan Purpose

Any purpose
Income generation	x
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)

Included Services

Credit education
Group meetings
Credit insurance	x
Workplace visits
Business training
Other training
Other
Other (2)
No other services

Eligibility

Men	x
Women	x
Must run a business	x
Must own a home or land
Must be a salaried worker
Must be specific age group
Other	Ser mienbro de una asociación
Other (2)

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	N/A
# Regions for this product	N/A
Regions Active

Loan Conditions

Loan Amount

Currency	USD
Minimum loan size	USD 50
Maximum loan size	2,000

Loan Term and Grace Period

Shortest loan term	12.0 months
Longest loan term	36.0 months
Approx average	0

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly	x
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Lowest quoted nominal interest	18.00%
Highest quoted nominal interest	20.00%
Reason(s) why interest rate varies	Time as Client, Loan Size, Collateral
Interest rate period	Yearly
Interest Rate Calculation Method	Decl Bal
Subsidized by funder request?	N/A
Is rate fixed for entire loan term	Yes

Upfront Fees

	Fee 1	Fee 2
Description	Sobre el monto desembolsado para cubrir gastos administrativos	Seguro de Sepelio (con primer pago) (prima anual)
% of loan amount - min	1.00%	0
% of loan amount - max	3.00%	0
OR, Fixed amount - min	0	2.50
Fixed amount - max	0	2.50
Reason for variation		N/A
Appears on Repayment Sched?	No	Yes

Ongoing Fees

	Fee 1
Description	Gastos por forumalarios
% of loan amount - min	0
% of loan amount - max	0
OR, Fixed amount - min	1
Fixed amount - max	1
Reason for variation	N/A
Appears on Repayment Sched?	Yes

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

	Ins 1
Description	Pago de seguro de desgravamen
% of loan amount - min	7.00%
% of loan amount - max	7.00%
OR, Fixed amount - min	0
Fixed amount - max	0
Reason for variation	N/A
Appears on Repayment Sched?	Yes

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?	Yes
Percentage of fees	0
All or some fees taxed	N/A

Full Pricing Data

Asociativo samples

	Sample 1	Sample 2	Sample 3
Loan Amount	USD 225	USD 500	USD 2,000
Loan Cycle (1, 2, 3, etc)	Not Known	Not Known	Not Known
Disbursement Date	2010-05-31	2010-04-12	2010-05-10
Loan Term (Months)	12.0 months	12.0 months	36.0 months
Grace Period (Months)	0.0 months	0.0 months	0.0 months
Total Cost of Credit	Not Known	Not Known	Not Known
True Price by Comp
Interest and Fee Component	62.9%	32.5%	25.3%
Insurance Component	0.0%	0.0%	0.0%
Tax Component	0.3%	0.3%	0.0%
Deposit Component	0.0%	0.0%	0.0%
Full APR (int fee ins tax dep)	63.3%	32.8%	25.3%
Transparency Index	28	55	71

Original Repayment Schedule	PDF	PDF	PDF
MFT Pricing Calculation	PDF	PDF	PDF

Asociativo Price Graphs

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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