Please note that the information you are viewing is 122 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundacion Sartawi Calle Pedro Salazar No 509La Paz, La Paz
Data approved: 2013-11-05
Data version: 2
Age of data: 122 months

Product

Capital de Inversión Product 1 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 98,048,774
Portfolio (USD)USD 14,525,744.30
Active Clients with Loans4,936
Approximate % Female Clients0% - 20%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito para la adquisición de maquinaria, vehículo productivo, equipos, construcción yrmejora de infraestructura productiva, habilitación adquisición de terrenos rproductivos y adquisición de semovientes.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution7
# Regions for this product7
Regions ActiveChuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 1,400
Maximum loan size350,000
Distribution at Disbursement (Est.)
Loans less than BOB 10,0005%
BOB 10,000-40,00060%
BOB 40,000-70,00010%
BOB 70,000-100,00010%
BOB 100,000-125,00010%
Greater than BOB 125,00010%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term36.0 months
Approx average19.5 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months5%
Between 7 and 9 months5%
Between 10 and 12 months10%
Between 13 and 18 months20%
Longer than 18 months60%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 monthsx
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest15.00%
Highest quoted nominal interest28.00%
Reason(s) why interest rate variesLoan Size, Collateral
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionGastos Administrativos
% of loan amount - min1.00%
% of loan amount - max2.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationFee varies based on loan amount.
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro de Desgravamen
% of loan amount - min0.24%
% of loan amount - max2.88%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationInsurance fee is 0.08% per month, charged on the total disbursed amount for loans 3,000 USD and below, and charged on the oustanding princpal balalnce only for loans above 3,000 USD.
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
N/A

Full Pricing Data

Capital de Inversión samples
Sample 1Sample 2Sample 3
Loan AmountBOB 1,500BOB 17,000BOB 30,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-06-252014-03-062014-03-06
Loan Term (Months)6.0 months8.0 months12.0 months
Grace Period (Months)2.3 months0.0 months0.0 months
Total Cost of CreditBOB 201.74BOB 1,988.55BOB 3,917.12
True Price by Comp     
Interest price component26.4%24.9%20.0%
Fee Component5.2%4.2%2.9%
Insurance Component1.4%1.6%1.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)33.0%30.7%23.9%
Transparency Index454963
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Capital de Inversión Price Graphs


Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kabalikat para sa Maunlad na Buhay, Inc. 12 San Francisco St.KaruhatanValenzuela City1441
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.kmbi.org.ph/
Year established1986
Head of InstitutionDamiana D. Exiomo
Regions active
# Branches71

Total Portfolio (nat'l)PhP 631,134,086
Total Portfolio (USD)USD 15,098,901.58
Active clients with loans245,017
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMicrofinance Council of the Philippines, Inc., Alliance of Philippine Partners in Enterprise Development (APPEND), Opportunity International Network (OIN), Banking with the Poor (BWTP)
Funders

Loan Products » Summary

245,017 Borrowers
USD 15,098,901.58 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan PHP 4,000 - 20,000 6 80% - 100% 60% - 80% Business Women, Have business Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 40.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 40.00 ongoing 85.7% - 93.8% 107.7% - 135.2% 33
Institution Price Graph
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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