Fundacion Sartawi - MFTransparency.org Truth In Lending Tables

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Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundacion Sartawi C.Pedro Salazar # 509La Paz

Data approved: 2010-10-28

Data version: 1

Age of data: - months

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Institution

Family Bank Ltd. NairobiKenyaP.O. Box 74145

Data approved: 2010-09-13

Data version: 1

Age of data: 166 months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://www.sembrarsartawi.org
Year established	1990
Head of Institution	Maria Elena Querejazu
Regions active	0
# Branches	19

Total Portfolio (nat'l)	BOB 38,539,109
Total Portfolio (USD)	USD 5,626,147.30
Active clients with loans	4,798
Approximate % female clients	40% - 60%
Approximate % urban clients	20% - 40%
Network affiliations
Funders

Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://www.familybank.co.ke/
Year established	1984
Head of Institution	Peter Kinyanjui
Regions active
# Branches	50

Total Portfolio (nat'l)	KES 8,001,434,281
Total Portfolio (USD)	USD 96,635,679.72
Active clients with loans	52,342
Approximate % female clients	40% - 60%
Approximate % urban clients	20% - 40%
Network affiliations
Funders

Loan Products » Summary

Inversion

860 Borrowers

USD 1,564,682.48 Portfolio

Active Product

Inversion

686 Borrowers

USD 1,364,352 Portfolio

Active Product

Operaciones

382 Borrowers

USD 386,164.53 Portfolio

Active Product

Operaciones

645 Borrowers

USD 687,319 Portfolio

Active Product

Solidario

850 Borrowers

USD 1,183,191.53 Portfolio

Active Product

Dispon

855 Borrowers

USD 621,112.41 Portfolio

Active Product

Dispon

453 Borrowers

USD 309,574 Portfolio

Active Product

Loan Products » Summary

Asset

2,000 Borrowers

USD 13,285,024.15 Portfolio

Active Product

Biashara

5,500 Borrowers

USD 6,159,420.29 Portfolio

Active Product

Consumer

30,000 Borrowers

USD 38,647,343 Portfolio

Active Product

Business

3,000 Borrowers

USD 30,193,236.71 Portfolio

Active Product

Vijanaa

2,700 Borrowers

USD 2,415,458.94 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Capital de Inversión	BOB 1,394 - 139,400	3.6 - 78.7	0%	20% - 40%	Business	Women, Men, Have business	Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion
Capital de Inversión (USD)	USD 200 - 20,000	3.6 - 78.7	0% - 20%	20% - 40%	Business	Women, Men, Have business	Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion
Capital de Operaciones	BOB 349 - 139,400	3.7 - 36.9	20% - 40%	20% - 40%	Business, Capital de Trabajo	Women, Men, Have business	Credit Ins, Tech Asst Visits, Other Training, Asistencia tecnica de los compradores de la produccion
Capital de Operaciones (USD)	USD 50 - 20,000	3.7 - 60.9	20% - 40%	20% - 40%	Business, Usar solo para capital de trabajo	Women, Men, Have business	Credit Ins, Business Training, Other Training, Asistencia tecnica de los compradores de la produccion
Capital Operaciones - Grupo Solidario	BOB 349 - 13,940	4.1 - 24.7	20% - 40%	20% - 40%	Business, Usar solo para capital de trabajo	Women, Men, Have business	Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion
Libre Disponibilidad	BOB 349 - 20,910	3.6 - 60.8	40% - 60%	40% - 60%	Any Purpose	Women, Men, Have business, Salaried worker	Credit Ins
Libre Disponibilidad (USD)	USD 50 - 3,000	5.6 - 60.8	40% - 60%	40% - 60%	Any Purpose	Women, Men, Have business, Salaried worker	Credit Ins

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Asset Finance Loan	KES 300,000 - 20,000,000	6 - 48	20% - 40%	60% - 80%	Only for purposes of buying assets(motor vehicles)	Women, Men	Credit Educ, Credit Ins, Tech Asst Visits
Biashara Boost Loan	KES 5,000 - 500,000	6 - 24	40% - 60%	20% - 40%	Business, Other	Women, Men, Have business, Can use loan to start a business	Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills
Consumer Loan	KES 10,000 - 1,000,000	6 - 48	40% - 60%	60% - 80%	Any Purpose	Women, Men, Salaried worker, Borrower must be under insurable age limit of 65 years	Credit Educ, Credit Ins, Tech Asst Visits
Secured Business Loan	KES 100,000 - 20,000,000	6 - 60	20% - 40%	40% - 60%	Any Purpose	Women, Men, Must have collateral	Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Vijanaa Boost Loan	KES 5,000 - 1,000,000	6 - 24	40% - 60%	40% - 60%	Business, Other	Women, Men, Specific age group	Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Capital de Inversión	20.0%-28.0% annual, Decl Bal	2 Fees	None	N/A	0%	0%	N/A
Capital de Inversión (USD)	20.0%-28.0% annual, Decl Bal	2 Fees	15.00% Principal	N/A	0%	0%	N/A
Capital de Operaciones	20.0%-28.0% annual, Decl Bal	2 Fees	None	N/A	0%	0%	N/A
Capital de Operaciones (USD)	20.0%-28.0% annual, Decl Bal	2 Fees	15.00% Principal	N/A	0%	0%	N/A
Capital Operaciones - Grupo Solidario	27.0% annual, Decl Bal	2 Fees	None	N/A	0%	0%	N/A
Libre Disponibilidad	20.0%-28.0% annual, Decl Bal	2 Fees	15.00% Principal	N/A	0%	0%	N/A
Libre Disponibilidad (USD)	20.0%-28.0% annual, Decl Bal	2 Fees	15.00% Principal	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Asset Finance Loan	10.6% annual, Flat	3 Fees	0 Ins	None	N/A	23.8% - 27.7%	23.8% - 27.7%	41
Biashara Boost Loan	19.2% annual, Flat	2 Fees	1 Ins	None	N/A	39.8% - 48.5%	39.8% - 48.5%	45
Consumer Loan	16.0%-18.0% annual, Decl Bal	2 Fees	1 Ins	None	N/A	23.3% - 71%	23.3% - 71%	46
Secured Business Loan	18.5% annual, Decl Bal	2 Fees	1 Ins	None	N/A	23.9% - 34.3%	23.9% - 34.3%	68
Vijanaa Boost Loan	8.0% annual, Flat	2 Fees	1 Ins	None	N/A	16.5% - 17.7%	16.5% - 17.7%	46

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Capital de Inversión	20.0%-28.0% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
Capital de Inversión (USD)	20.0%-28.0% annual, Decl Bal	2 Fees	0 Ins Ins	15.00% Principal	N/A	0%	0%	N/A
Capital de Operaciones	20.0%-28.0% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
Capital de Operaciones (USD)	20.0%-28.0% annual, Decl Bal	2 Fees	0 Ins Ins	15.00% Principal	N/A	0%	0%	N/A
Capital Operaciones - Grupo Solidario	27.0% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
Libre Disponibilidad	20.0%-28.0% annual, Decl Bal	2 Fees	0 Ins Ins	15.00% Principal	N/A	0%	0%	N/A
Libre Disponibilidad (USD)	20.0%-28.0% annual, Decl Bal	2 Fees	0 Ins Ins	15.00% Principal	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Asset Finance Loan	10.6% annual, Flat	3 Fees	0 Ins Ins	None	N/A	23.8% - 27.7%	23.8% - 27.7%	41
Biashara Boost Loan	19.2% annual, Flat	2 Fees	1 Ins Ins	None	N/A	39.8% - 48.5%	39.8% - 48.5%	45
Consumer Loan	16.0%-18.0% annual, Decl Bal	2 Fees	1 Ins Ins	None	N/A	23.3% - 71%	23.3% - 71%	46
Secured Business Loan	18.5% annual, Decl Bal	2 Fees	1 Ins Ins	None	N/A	23.9% - 34.3%	23.9% - 34.3%	68
Vijanaa Boost Loan	8.0% annual, Flat	2 Fees	1 Ins Ins	None	N/A	16.5% - 17.7%	16.5% - 17.7%	46

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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

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