Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sembrarsartawi.org |
Year established | 1990 |
Head of Institution | Maria Elena Querejazu |
Regions active | 0 |
# Branches | 19 |
Total Portfolio (nat'l) | BOB 38,539,109 |
Total Portfolio (USD) | USD 5,626,147.30 |
Active clients with loans | 4,798 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.seda.or.tz |
Year established | 1996 |
Head of Institution | Adriam Merryman |
Regions active | Dodoma, Kilimanjaro, Mwanza, Shinyanga |
# Branches | 12 |
Total Portfolio (nat'l) | TZS 12,569,084,427 |
Total Portfolio (USD) | USD 7,905,084.55 |
Active clients with loans | 34,390 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | BOB 1,394 - 139,400 | 3.6 - 78.7 | 0% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion | |||||||
Capital de Inversión (USD) | USD 200 - 20,000 | 3.6 - 78.7 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion | |||||||
Capital de Operaciones | BOB 349 - 139,400 | 3.7 - 36.9 | 20% - 40% | 20% - 40% | Business, Capital de Trabajo | Women, Men, Have business | Credit Ins, Tech Asst Visits, Other Training, Asistencia tecnica de los compradores de la produccion | |||||||
Capital de Operaciones (USD) | USD 50 - 20,000 | 3.7 - 60.9 | 20% - 40% | 20% - 40% | Business, Usar solo para capital de trabajo | Women, Men, Have business | Credit Ins, Business Training, Other Training, Asistencia tecnica de los compradores de la produccion | |||||||
Capital Operaciones - Grupo Solidario | BOB 349 - 13,940 | 4.1 - 24.7 | 20% - 40% | 20% - 40% | Business, Usar solo para capital de trabajo | Women, Men, Have business | Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion | |||||||
Libre Disponibilidad | BOB 349 - 20,910 | 3.6 - 60.8 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Libre Disponibilidad (USD) | USD 50 - 3,000 | 5.6 - 60.8 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | TZS 50,000 - 10,000,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Other Training | |||||||
Kitita | TZS 1,000,000 - 10,000,000 | 3 - 12 | 20% - 40% | 100% | Business, Other | Women, Men, Have business, Have home or land, Specific age group | ||||||||
Jiendeleze | TZS 500,000 - 5,000,000 | 3 - 12 | 40% - 60% | 100% | Business | Women, Men, Have business, Have home or land | Other Training | |||||||
Mkombozi | TZS 50,000 - 1,000,000 | 6 - 8 | 40% - 60% | 0% | Agriculture | Women, Men, Have home or land | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Capital de Inversión (USD) | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Capital de Operaciones | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Capital de Operaciones (USD) | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Capital Operaciones - Grupo Solidario | 27.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Libre Disponibilidad | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Libre Disponibilidad (USD) | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 64.8% - 66.5% | 78.9% - 81.1% | 45 | ||||||||
Kitita | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 52% - 52.4% | 64.2% - 66% | 46 | ||||||||
Jiendeleze | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 56% - 57.1% | 89.9% - 94.8% | 32 | ||||||||
Mkombozi | 60.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 59.6% - 69.8% | 69.9% - 81.9% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Capital de Inversión (USD) | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Capital de Operaciones | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Capital de Operaciones (USD) | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Capital Operaciones - Grupo Solidario | 27.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Libre Disponibilidad | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Libre Disponibilidad (USD) | 20.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 64.8% - 66.5% | 78.9% - 81.1% | 45 | ||||||||
Kitita | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 52% - 52.4% | 64.2% - 66% | 46 | ||||||||
Jiendeleze | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 56% - 57.1% | 89.9% - 94.8% | 32 | ||||||||
Mkombozi | 60.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 59.6% - 69.8% | 69.9% - 81.9% | 80 |
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