Institution

IDEPRO DESARROLLO EMPRESARIAL Calle Campos No 132, esquina Av. AcreLa Paz, La Paz14236
Data approved: 2013-10-04
Data version: 2
Age of data: 123 months

Institution

IDEPRO DESARROLLO EMPRESARIAL CALLE CAMPOS NRO 132 ZONA SAN JORGELa Paz, La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 

Product

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Product

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Product Summary

248
USD 500 - 10,000
17.7 - 72
Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre
16.0%-19.0% annual, Decl Bal
0.06% ongoing
15.00% Principal
N/A
 
N/A
7.5% - 17.4% (Int+Fee)
0 - 0.9%
0 - 0.6%
7.6% - 17.5%
-1 - N/A
100

This institution provided data on this product on 2010-10-28 and the product was no longer active when they submitted data on 2013-10-04.

Product Details

Key Statistics
Outstanding portfolio (USD)USD 708,820
Portfolio (USD)USD 708,820
Active Clients with Loans248
Approximate % Female Clients20% - 40%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Financiamiento que se otorga a clientes de las cadenas productivas priorizadas por IDEPRO, el cliente entrega en depósito su stock de materia prima y/o bienes, a un almacén o deposito, constituyéndose este en garantía prendaria de la operación.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Othercapital de operación, inversión y/o pago de servic
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
OtherEl cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherPertenecen a cadenas productivas priorizadas por IDEPRO
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 500
Maximum loan size10,000
Loan Term and Grace Period
Shortest loan term17.7 months
Longest loan term72.0 months
Approx average45.0 months
Grace Period
Grace period usage0
Average grace period3.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest16.00%
Highest quoted nominal interest19.00%
Reason(s) why interest rate variesBranch, Loan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A
Additional Comments
Se reporta 248 clientes, con 273 operaciones activas.

Full Pricing Data

Prendario Tipo Warrant - Pro Cadenas (USD) samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountUSD 800USD 1,000USD 1,900USD 3,000USD 4,000USD 4,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2008-11-072006-06-092009-02-102008-10-242008-02-292008-02-29
Loan Term (Months)64.0 months18.0 months25.0 months36.2 months76.0 months17.7 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component11.0%DK17.4%9.9%17.2%7.5%
Insurance Component0.1%0.0%0.0%0.0%0.0%0.0%
Tax Component0.1%0.0%0.1%0.1%0.1%0.1%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)11.2%DK17.5%9.9%17.2%7.6%
Transparency Index100-19110093100
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Prendario Tipo Warrant - Pro Cadenas (USD) Price Graphs


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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
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