Please note that the information you are viewing is 122 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Incubadora de Microempresas Productivas Calle Manuel Ergueta Nº 1741, MorilloLa Paz, Bolivia
Data approved: 2013-09-10
Data version: 2
Age of data: 122 months
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Product

Programa de Vivienda y Mejoramiento del Habitat (USD) Product 4 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 331,769
Portfolio (USD)USD 331,769
Active Clients with Loans216.50
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Lineas de crédito para refaccion, anticrético, servicios básicos y ampliación.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Educationx
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveLa Paz

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 50
Maximum loan size1,500
Distribution at Disbursement (Est.)
Loans less than USD 1,500100%
USD 1,500-5,0000
USD 5,000-10,0000
USD 10,000-15,0000
USD 15,000-18,0000
Greater than USD 18,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term24.0 months
Approx average12.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months10%
Between 7 and 9 months10%
Between 10 and 12 months20%
Between 13 and 18 months40%
Longer than 18 months20%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.20%
Highest quoted nominal interest1.80%
Reason(s) why interest rate variesClient Risk, Loan Purpose
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1
DescriptionCobro por Formularios
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min3
Fixed amount - max3
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro de Desgravamen
% of loan amount - min0.18%
% of loan amount - max0.72%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationInsurance fee is 0.03% per month, charged on the disbursed loan amount.
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Programa de Vivienda y Mejoramiento del Habitat (USD) samples
Sample 1Sample 2Sample 3
Loan AmountUSD 450USD 600USD 1,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-07-252013-07-182013-06-25
Loan Term (Months)12.0 months18.0 months18.0 months
Grace Period (Months)0.0 months0.1 months-0.2 months
Total Cost of CreditUSD 89.74USD 167.87USD 237.56
True Price by Comp     
Interest price component20.5%21.7%21.7%
Fee Component13.3%9.7%6.1%
Insurance Component0.5%0.6%0.6%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)34.3%32.0%28.4%
Transparency Index424551
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Programa de Vivienda y Mejoramiento del Habitat (USD) Price Graphs


Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Silver Upholders Ltd KogomaMaganjo off Bombo RoadKampala, CentralPO Box 10454
Data approved: 2012-07-06
Data version: 2
Age of data: 136 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.silverupholders.org/
Year established2008
Head of InstitutionJulius Selwambala
Regions activeCentral
# Branches6

Total Portfolio (nat'l)UGX 472,973,050
Total Portfolio (USD)USD 189,189.22
Active clients with loans2,111
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMicrofinance Support Center, AMFIU
Funders

Loan Products » Summary

1,219 Borrowers
USD 95,872 Portfolio
Active Product
400 Borrowers
USD 32,220 Portfolio
Active Product
50 Borrowers
USD 13,934 Portfolio
Active Product
442 Borrowers
USD 47,162 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group loans UGX 100,000 - 800,000 5 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Security Scheme 1 UGX 100,000 - 800,000 5 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Security Scheme 2 UGX 600,000 - 1,500,000 10 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Share Scheme UGX 700,000 - 2,000,000 10 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group loans 48.00% annual, Flat 1 Fee 0 Ins None N/A 111.9% - 133.6% 111.9% - 133.6% 39
Security Scheme 1 48.00% annual, Flat 1 Fee 0 Ins None 5.00% upfront 98.6% - 101.6% 107.8% - 111.1% 44
Security Scheme 2 48.00% annual, Flat 1 Fee 0 Ins None 10.00% upfront 93.7% - 97.6% 111.1% - 116.1% 41
Share Scheme 48.00% annual, Flat 1 Fee 0 Ins None 90000.00 upfront 87.8% - 93.7% 99% - 109.5% 45
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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