Please note that the information you are viewing is 122 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 135 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Incubadora de Microempresas Productivas Calle Manuel Ergueta Nº 1741, MorilloLa Paz, Bolivia
Data approved: 2013-09-10
Data version: 2
Age of data: 122 months

Institution

Microloan Foundation Head OfficeKasungu, CentralPO Box 491
Data approved: 2012-11-15
Data version: 2
Age of data: 135 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.improbolivia.org/
Year established1995
Head of InstitutionJosé Jimenez M.
Regions activeLa Paz
# Branches1

Total Portfolio (nat'l)BOB 19,617,663.83
Total Portfolio (USD)USD 2,906,320.57
Active clients with loans2,413
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsFINRURAL
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.microloanfoundation.org.uk/Home
Year established2002
Head of InstitutionPeter Matumbo
Regions activeDowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, SalimaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, MachingaMangochi, Mulanje
# Branches20

Total Portfolio (nat'l)MWK 662,269,793
Total Portfolio (USD)USD 1,698,127.67
Active clients with loans24,364
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMAMN
FundersMicroloan Foundation, UK

Loan Products » Summary

990 Borrowers
USD 1,111,074.74 Portfolio
Active Product
216.50 Borrowers
USD 331,768.96 Portfolio
Active Product
990 Borrowers
USD 1,111,074.50 Portfolio
Active Product
216.50 Borrowers
USD 331,769 Portfolio
Active Product

Loan Products » Summary

355 Borrowers
USD 99,169.63 Portfolio
Active Product
1,425 Borrowers
USD 116,868.29 Portfolio
Active Product
20,988 Borrowers
USD 1,340,606.15 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Línea de Créditos de Fomento BOB 300 - 21,000 4 - 24 40% - 60% 60% - 80% Business, Agriculture, Education Women, Men, Have business Credit Ins, Tech Asst Visits
Programa de Vivienda y Mejoramiento del Habitat BOB 300 - 10,000 6 - 24 40% - 60% 60% - 80% Housing, Other Women, Men, Have home or land Credit Ins, Tech Asst Visits
Línea de Créditos de Fomento (USD) USD 50 - 3,100 4 - 24 40% - 60% 60% - 80% Business, Agriculture, Education Women, Men, Have business Credit Ins, Tech Asst Visits
Programa de Vivienda y Mejoramiento del Habitat (USD) USD 50 - 1,500 6 - 24 40% - 60% 60% - 80% Business, Agriculture, Education Women, Men, Have business Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bridging Loan MWK 65,000 - 180,000 6 - 10 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics
Irrigation Loan MWK 18,000 - 80,000 3 - 7 80% - 100% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics
Standard Loan MWK 18,000 - 80,000 4 80% - 100% 0% - 20% Business Women, Have business, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dyanamics

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Línea de Créditos de Fomento 14.4%-21.6% annual, Decl Bal 1 Fee 1 Ins None N/A 25.5% - 28% 26.1% - 28.5% 53
Programa de Vivienda y Mejoramiento del Habitat 14.4%-21.6% annual, Decl Bal 1 Fee 1 Ins None N/A 19.8% - 28.6% 20.4% - 29.2% 56
Línea de Créditos de Fomento (USD) 14.4%-21.6% annual, Decl Bal 1 Fee 1 Ins None N/A 19.8% - 40.4% 20.4% - 40.9% 53
Programa de Vivienda y Mejoramiento del Habitat (USD) 14.4%-21.6% annual, Decl Bal 1 Fee 1 Ins None N/A 27.8% - 33.8% 28.4% - 34.3% 46

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bridging Loan 48.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 75.7% - 75.8% 107.4% - 107.5% 44
Irrigation Loan 57.00% annual, Flat 0 Fees 0 Ins None 10.00%-20.00% upfront 36.2% - 60.4% 45.9% - 83.7% 83
Standard Loan 60.00% annual, Flat 0 Fees 0 Ins None 10.00%-20.00% upfront 97.1% - 108.4% 147.6% - 166.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Línea de Créditos de Fomento 14.4%-21.6% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 25.5% - 28% 26.1% - 28.5% 53
Programa de Vivienda y Mejoramiento del Habitat 14.4%-21.6% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 19.8% - 28.6% 20.4% - 29.2% 56
Línea de Créditos de Fomento (USD) 14.4%-21.6% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 19.8% - 40.4% 20.4% - 40.9% 53
Programa de Vivienda y Mejoramiento del Habitat (USD) 14.4%-21.6% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 27.8% - 33.8% 28.4% - 34.3% 46

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bridging Loan 48.00% annual, Flat 0 Fees 0 Ins Ins None 20.00% upfront 75.7% - 75.8% 107.4% - 107.5% 44
Irrigation Loan 57.00% annual, Flat 0 Fees 0 Ins Ins None 10.00%-20.00% upfront 36.2% - 60.4% 45.9% - 83.7% 83
Standard Loan 60.00% annual, Flat 0 Fees 0 Ins Ins None 10.00%-20.00% upfront 97.1% - 108.4% 147.6% - 166.7% 37
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Key Statistics
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# Institutions
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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