Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.pro-mujer.org/ |
Year established | 1990 |
Head of Institution | Rodolfo Medrano |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , PotosÃ, Santa Cruz, Tarija |
# Branches | 64 |
Total Portfolio (nat'l) | BOB 342,586,554.30 |
Total Portfolio (USD) | USD 50,753,563.60 |
Active clients with loans | 115,209 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | FINRURAL |
Funders |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.oportunity.org/ |
Year established | 2005 |
Head of Institution | Ian Campbell |
Regions active | Maputo Capital, Gaza, Sofala, Manica, Zambezia, Nampula, Tete |
# Branches | 19 |
Total Portfolio (nat'l) | MZN 216,104,944 |
Total Portfolio (USD) | USD 7,108,715.26 |
Active clients with loans | 18,942 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Opportunity International, AMOMIF |
Funders | Opportunity US and Opportunity UK, CIDA, DFID, UE |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Sin Hipoteca Rango | BOB 1,500 - 105,000 | 6 - 60 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | ||||||||
Banca Comunal Urbano | BOB 300 - 18,000 | 4 - 12 | 80% - 100% | 80% - 100% | Any Purpose | Women, Men, Los clientes nuevos no necesitan tener un negocio (suficiente con un plan de negocio) | Group Mtgs, Credit Ins, Business Training | |||||||
Banca Comunal Rural | BOB 300 - 18,000 | 4 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Los clientes nuevos no necesitan tener un negocio (suficiente con un plan de negocio) | Group Mtgs, Credit Ins, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | MZN 1,512 - 13,485 | 2 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits | |||||||
Credito Individual | MZN 5,000 - 103,093 | 4 - 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Credito Solidario | MZN 1,000 - 12,180 | 3 - 8 | 0% | 60% - 80% | Business | Women, Men, Have business | Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Sin Hipoteca Rango | 14.0%-28.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 18.1% - 25.2% | 18.1% - 25.2% | 66 | ||||||||
Banca Comunal Urbano | 35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 | ||||||||
Banca Comunal Rural | 35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 15.0% upfront | 37.8% - 48.9% | 43.8% - 55.5% | 76 | ||||||||
Credito Individual | 66.0% annual, Decl Bal | 1 Fee | 1 Ins | N/A fixed | N/A | 68.6% - 71.1% | 71.8% - 76.2% | 90 | ||||||||
Credito Solidario | 72.0% annual, Flat | 1 Fee | 0 Ins | N/A fixed | 10.0% upfront | 69.4% - 76.4% | 83.2% - 91.6% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Sin Hipoteca Rango | 14.0%-28.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 18.1% - 25.2% | 18.1% - 25.2% | 66 | ||||||||
Banca Comunal Urbano | 35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 | ||||||||
Banca Comunal Rural | 35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 15.0% upfront | 37.8% - 48.9% | 43.8% - 55.5% | 76 | ||||||||
Credito Individual | 66.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | N/A fixed | N/A | 68.6% - 71.1% | 71.8% - 76.2% | 90 | ||||||||
Credito Solidario | 72.0% annual, Flat | 1 Fee | 0 Ins Ins | N/A fixed | 10.0% upfront | 69.4% - 76.4% | 83.2% - 91.6% | 83 |
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