Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.pro-mujer.org/ |
Year established | 1990 |
Head of Institution | Gonzalo Alaiza |
Regions active | 0 |
# Branches | 71 |
Total Portfolio (nat'l) | BOB 196,950,773.90 |
Total Portfolio (USD) | USD 28,751,937.80 |
Active clients with loans | 88,642 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | FINRURAL |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sinapiaba.com/ |
Year established | 1994 |
Head of Institution | Anthony Gyasi-Fosu |
Regions active | Greater Accra Region, Central Region, Western Region, Eastern Region, Volta Region, Ashanti Region, Brong Ahafo Region, Northern Region, Upper East Region, Upper West Region |
# Branches | 48 |
Total Portfolio (nat'l) | GHS 57,838,603 |
Total Portfolio (USD) | USD 29,359,696.95 |
Active clients with loans | 148,020 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Opportunity International, GHAMFIN, Mix Market, ASSFIN |
Funders | Blue Orchard, Symbotics, Kolibre Capital, Tridos |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal Rural Rango 1 | BOB 500 - 2,000 | 4 - 6 | 80% - 100% | 0% - 20% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health Training | |||||||
Banca Comunal Rural Rango 2 | BOB 2,001 - 16,000 | 4 - 10 | 80% - 100% | 0% - 20% | Business, Consumer, Education, Other | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 1 | BOB 160 - 2,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Pueden acceder hombres hasta un 10% del total del portafolio de clientes, El crédito servirá para iniciar un emprendimiento. | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Capacitación en componentes de prevención de salud | |||||||
Banca Comunal Urbano Rango 1 | USD 20 - 283 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Health Training | |||||||
Banca Comunal Urbano Rango 2 | BOB 2,001 - 4,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health training | |||||||
Banca Comunal Urbano Rango 2 (USD) | USD 284 - 566 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health Training | |||||||
Banca Comunal Urbano Rango 3 | BOB 4,001 - 5,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health training | |||||||
Banca Comunal Urbano Rango 3 (USD) | USD 567 - 2,030 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 4 | BOB 5,001 - 6,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 5 | BOB 6,001 - 8,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 6 | BOB 8,001 - 11,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Up to 10% of GLP can be used for men., New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 7 | BOB 11,001 - 13,600 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Up to 10% of GLP can be used for men., New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Banca Comunal Urbano Rango 8 | BOB 13,001 - 14,030 | 4 - 6 | 80% - 100% | 80% - 100% | Business, Consumer, Education, Other | Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Individual Sin Hipoteca Rango | BOB 3,535 - 35,350 | 3 - 60 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men, Specific age group, 20% men according to current policy |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual | GHS 100 - 5,000 | 6 - 12 | 80% - 100% | 60% - 80% | Business, Housing, Education, Micro School, Special Agric Loan | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
SME | GHS 5,000 - 50,000 | 6 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Solidarity | GHS 1,000 - 4,000 | 0.5 - 10 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Education | |||||||
Trust Bank | GHS 200 - 900 | 6 - 10 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal Rural Rango 1 | 24.0% annual, Flat | 2 Fees | 0 Ins | None | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Rural Rango 2 | 24.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 1 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 1 | 18.0% annual, Flat | 1 Fee | 0 Ins | 15.00% Principal | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 2 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 2 (USD) | 18.0% annual, Flat | 1 Fee | 0 Ins | 15.00% Principal | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 3 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 3 (USD) | 18.0% annual, Flat | 1 Fee | 0 Ins | 15.00% Principal | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 4 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 5 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 6 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 7 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 8 | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Individual Sin Hipoteca Rango | 23.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual | 20.00%-40.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 64.3% - 75.8% | 78.7% - 91.5% | 22 | ||||||||
SME | 36.00%-40.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 56.6% - 76.6% | 69.6% - 94.5% | 43 | ||||||||
Solidarity | 22.00%-39.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 69.2% - 75.4% | 84.8% - 93.1% | 24 | ||||||||
Trust Bank | 22.00%-39.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 76.8% - 79.4% | 94.4% - 97.8% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal Rural Rango 1 | 24.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Rural Rango 2 | 24.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 1 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 1 | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | 15.00% Principal | 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 2 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 2 (USD) | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | 15.00% Principal | 10.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 3 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 3 (USD) | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | 15.00% Principal | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 4 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 5 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 6 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 7 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Banca Comunal Urbano Rango 8 | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront 20.00% ongoing | 0% | 0% | N/A | ||||||||
Individual Sin Hipoteca Rango | 23.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual | 20.00%-40.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 64.3% - 75.8% | 78.7% - 91.5% | 22 | ||||||||
SME | 36.00%-40.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 56.6% - 76.6% | 69.6% - 94.5% | 43 | ||||||||
Solidarity | 22.00%-39.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 69.2% - 75.4% | 84.8% - 93.1% | 24 | ||||||||
Trust Bank | 22.00%-39.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 76.8% - 79.4% | 94.4% - 97.8% | 22 |
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