- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
AgroCapital	21,900	16,894,000	11	164
ANED	5,400	6,579,000	3	123
Banco FIE	231,100	569,322,000	6	123
BancoSol	215,300	861,418,000	30	123
CIDRE	8,500	126,578,000	8	123
Coop Fatima	6,300	44,280,000	7	164
CRECER	166,900	134,626,000	13	123
Diaconia	67,000	85,734,000	2	123
Ecofuturo	59,200	226,839,000	5	123
EMPRENDER	8,700	2,380,000	3	164
Fassil FFP	57,600	325,081,000	5	123
FONCRESOL	3,900	9,573,000	3	123
FONDECO	14,200	24,274,000	3	123
Fortaleza	20,100	164,530,000	13	123
FUBODE	29,400	24,444,000	7	123
FUNBODEM	8,600	15,798,000	9	123
IDEPRO	10,400	40,479,000	2	123
IMPRO	2,400	2,885,000	4	123
ProCredit	84,300	257,487,000	8	164
PRODEM	44,900	62,529,000	4	123
ProMujer BOL	115,200	50,753,000	3	123
Sartawi	14,600	26,842,000	8	123

Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BancoSol S.A. Calle Nicolás Acosta NÂº 289La Paz13176

Data approved: 2010-11-08

Data version: 1

Age of data: - months

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Product

Sol Vehículo (Tasa Variable, USD) Product 14 of 17 « Prev | Next »

Product Details

Key Statistics

Outstanding portfolio (USD)	USD 619,497
Portfolio (USD)	USD 619,497
Active Clients with Loans	53
Approximate % Female Clients	20% - 40%
Approximate % Urban Clients	60% - 80%

Methodology

Individual	x
Solidarity group
Village banking
Self help group
Other

Description

Producto diseñado para financiar la compra de vehículos nuevos o usados de uso pàºblico o privado.

Loan Purpose

Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other	Solo para Activo Fijo
Other (2)

Included Services

Credit education
Group meetings
Credit insurance	x
Workplace visits
Business training
Other training
Other	La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Other (2)
No other services

Eligibility

Men	x
Women	x
Must run a business	x
Must own a home or land
Must be a salaried worker	x
Must be specific age group
Other	Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados.
Other (2)

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	N/A
# Regions for this product	N/A
Regions Active

Loan Conditions

Loan Amount

Currency	USD
Minimum loan size	USD 500
Maximum loan size	50,000

Loan Term and Grace Period

Shortest loan term	3.0 months
Longest loan term	60.0 months
Approx average	58.0 months

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly	x
Every 2 weeks	x
Every 4 weeks
Monthly	x
Every 2 months
Quarterly	x
Every 6 months
Every 12 months
Single end payment
Irregular payments	x

Pricing Information

Interest

Lowest quoted nominal interest	10.28%
Highest quoted nominal interest	16.28%
Reason(s) why interest rate varies	Loan Size, Collateral
Interest rate period	Yearly
Interest Rate Calculation Method	Decl Bal
Subsidized by funder request?	N/A
Is rate fixed for entire loan term	No

Upfront Fees

This product has no upfront fees

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?	Yes
Percentage of fees	0
All or some fees taxed	N/A

Full Pricing Data

Sol Vehículo (Tasa Variable, USD) samples

	Sample 1	Sample 2	Sample 3	Sample 4
Loan Amount	USD 7,500	USD 8,100	USD 8,400	USD 20,000
Loan Cycle (1, 2, 3, etc)	Not Known	Not Known	Not Known	Not Known
Disbursement Date	2010-04-23	2010-01-29	2010-01-29	2010-03-09
Loan Term (Months)	60.0 months	60.0 months	60.0 months	60.0 months
Grace Period (Months)	0.0 months	0.0 months	0.0 months	0.0 months
Total Cost of Credit	Not Known	Not Known	Not Known	Not Known
True Price by Comp
Interest and Fee Component	12.1%	10.6%	10.6%	12.5%
Insurance Component	0.0%	0.0%	0.0%	0.0%
Tax Component	0.1%	0.1%	0.1%	0.1%
Deposit Component	0.0%	0.0%	0.0%	0.0%
Full APR (int fee ins tax dep)	12.2%	10.6%	10.6%	12.6%
Transparency Index	84	97	97	82

Original Repayment Schedule	PDF	PDF	PDF	PDF
MFT Pricing Calculation	PDF	PDF	PDF	PDF

Sol Vehículo (Tasa Variable, USD) Price Graphs

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
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N (# of Samples)
Total Borrrowers of Samples


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