Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AgroCapital | 21,900 | 16,894,000 | 11 | 164 |
ANED | 5,400 | 6,579,000 | 3 | 123 |
Banco FIE | 231,100 | 569,322,000 | 6 | 123 |
BancoSol | 215,300 | 861,418,000 | 30 | 123 |
CIDRE | 8,500 | 126,578,000 | 8 | 123 |
Coop Fatima | 6,300 | 44,280,000 | 7 | 164 |
CRECER | 166,900 | 134,626,000 | 13 | 123 |
Diaconia | 67,000 | 85,734,000 | 2 | 123 |
Ecofuturo | 59,200 | 226,839,000 | 5 | 123 |
EMPRENDER | 8,700 | 2,380,000 | 3 | 164 |
Fassil FFP | 57,600 | 325,081,000 | 5 | 123 |
FONCRESOL | 3,900 | 9,573,000 | 3 | 123 |
FONDECO | 14,200 | 24,274,000 | 3 | 123 |
Fortaleza | 20,100 | 164,530,000 | 13 | 123 |
FUBODE | 29,400 | 24,444,000 | 7 | 123 |
FUNBODEM | 8,600 | 15,798,000 | 9 | 123 |
IDEPRO | 10,400 | 40,479,000 | 2 | 123 |
IMPRO | 2,400 | 2,885,000 | 4 | 123 |
ProCredit | 84,300 | 257,487,000 | 8 | 164 |
PRODEM | 44,900 | 62,529,000 | 4 | 123 |
ProMujer BOL | 115,200 | 50,753,000 | 3 | 123 |
Sartawi | 14,600 | 26,842,000 | 8 | 123 |
Outstanding portfolio (BOB) | BOB 113,951,172 |
Portfolio (USD) | USD 16,881,655.11 |
Active Clients with Loans | 880 |
Approximate % Female Clients | 20% - 40% |
Approximate % Urban Clients | 60% - 80% |
Individual | x |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | Compra de Vivienda |
Other (2) | Construcción |
Credit education | |
Group meetings | |
Credit insurance | x |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | x |
Must be a salaried worker | x |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 9 |
# Regions for this product | 9 |
Regions Active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
Currency | BOB |
Minimum loan size | BOB 35,000 |
Maximum loan size | 3,500,000 |
Loans less than BOB 10,000 | 0 |
BOB 10,000-40,000 | 10% |
BOB 40,000-70,000 | 15% |
BOB 70,000-100,000 | 15% |
BOB 100,000-125,000 | 10% |
Greater than BOB 125,000 | 10% |
Shortest loan term | 3.0 months |
Longest loan term | 120.0 months |
Approx average | 97.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 0 |
Between 7 and 9 months | 0 |
Between 10 and 12 months | 0 |
Between 13 and 18 months | 0 |
Longer than 18 months | 100% |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | x |
Quarterly | x |
Every 6 months | x |
Every 12 months | |
Single end payment | |
Irregular payments | x |
Lowest quoted nominal interest | 6.00% |
Highest quoted nominal interest | 23.00% |
Reason(s) why interest rate varies | Loan Size |
Interest rate period | Yearly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | Yes |
Is rate fixed for entire loan term | Yes |
Ins 1 | Ins 2 | ||
---|---|---|---|
Description | Seguro de Desgravamen | Seguro de todo Riesgo | |
% of loan amount - min | 0.25% | 0 | |
% of loan amount - max | 9.96% | 0.80% | |
OR, Fixed amount - min | 0 | 0 | |
Fixed amount - max | 0 | 0 | |
Reason for variation | Fee is 0.083%, charged each month on the outstanding loan principal only. | Fee is 0.0067% per month, charged on the oustanding loan principal balance only. Charged only if value of collateral is insufficient. | |
Appears on Repayment Sched? | Yes | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | |||
---|---|---|---|---|---|
Loan Amount | BOB 57,000 | BOB 80,000 | BOB 100,000 | ||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | ||
Disbursement Date | 2013-12-12 | 2014-04-01 | 2014-04-01 | ||
Loan Term (Months) | 97.0 months | 61.0 months | 73.0 months | ||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | ||
Total Cost of Credit | BOB 51,807.68 | BOB 22,522.01 | BOB 76,274.05 | ||
True Price by Comp | |||||
Interest price component | 17.2% | 9.9% | 23.7% | ||
Fee Component | 0.0% | 0.0% | 0.0% | ||
Insurance Component | 1.1% | 1.1% | 1.1% | ||
Tax Component | 0.0% | 0.0% | 0.0% | ||
Deposit Component | 0.0% | 0.0% | 0.0% | ||
Full APR (int fee ins tax dep) | 18.3% | 11.0% | 24.8% | ||
Transparency Index | 33 | 54 | 24 | ||
Original Repayment Schedule | |||||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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