Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AgroCapital | 21,900 | 16,894,000 | 11 | 164 |
ANED | 5,400 | 6,579,000 | 3 | 123 |
Banco FIE | 231,100 | 569,322,000 | 6 | 123 |
BancoSol | 215,300 | 861,418,000 | 30 | 123 |
CIDRE | 8,500 | 126,578,000 | 8 | 123 |
Coop Fatima | 6,300 | 44,280,000 | 7 | 164 |
CRECER | 166,900 | 134,626,000 | 13 | 123 |
Diaconia | 67,000 | 85,734,000 | 2 | 123 |
Ecofuturo | 59,200 | 226,839,000 | 5 | 123 |
EMPRENDER | 8,700 | 2,380,000 | 3 | 164 |
Fassil FFP | 57,600 | 325,081,000 | 5 | 123 |
FONCRESOL | 3,900 | 9,573,000 | 3 | 123 |
FONDECO | 14,200 | 24,274,000 | 3 | 123 |
Fortaleza | 20,100 | 164,530,000 | 13 | 123 |
FUBODE | 29,400 | 24,444,000 | 7 | 123 |
FUNBODEM | 8,600 | 15,798,000 | 9 | 123 |
IDEPRO | 10,400 | 40,479,000 | 2 | 123 |
IMPRO | 2,400 | 2,885,000 | 4 | 123 |
ProCredit | 84,300 | 257,487,000 | 8 | 164 |
PRODEM | 44,900 | 62,529,000 | 4 | 123 |
ProMujer BOL | 115,200 | 50,753,000 | 3 | 123 |
Sartawi | 14,600 | 26,842,000 | 8 | 123 |
Outstanding portfolio (USD) | USD 4,637,246.14 |
Portfolio (USD) | USD 4,637,246.14 |
Active Clients with Loans | 2,624 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 0% - 20% |
Individual | x |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services | x |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | x |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 12 |
# Regions for this product | 12 |
Regions Active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampot, KandalKratié, Prey VengSiem Reap, Svay Rieng, Takéo |
Currency | USD |
Minimum loan size | USD 100 |
Maximum loan size | 5,000 |
Loans less than USD 250 | 5% |
USD 250-1,000 | 20% |
USD 1,000-1,500 | 20% |
USD 1,500-2,000 | 20% |
USD 2,000-2,500 | 15% |
Greater than USD 2,500 | 15% |
Shortest loan term | 4.0 months |
Longest loan term | 12.0 months |
Approx average | 11.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 5% |
Between 7 and 9 months | 5% |
Between 10 and 12 months | 90% |
Between 13 and 18 months | 0 |
Longer than 18 months | 0 |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | x |
Every 2 weeks | x |
Every 4 weeks | x |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | x |
Irregular payments |
Lowest quoted nominal interest | 1.75% |
Highest quoted nominal interest | 3.00% |
Reason(s) why interest rate varies | Loan Size |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | Sample 6 | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Loan Amount | USD 150 | USD 300 | USD 600 | USD 1,300 | USD 1,800 | USD 3,000 | |||||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | Not Known | |||||
Disbursement Date | 2013-02-20 | 2013-02-28 | 2013-02-21 | 2013-03-07 | 2013-02-18 | 2013-03-27 | |||||
Loan Term (Months) | 12.0 months | 12.0 months | 12.0 months | 10.0 months | 12.0 months | 12.0 months | |||||
Grace Period (Months) | 11.1 months | 11.3 months | 11.1 months | 9.4 months | 11.2 months | 11.3 months | |||||
Total Cost of Credit | USD 47.19 | USD 95.68 | USD 191.24 | USD 340.99 | USD 441 | USD 702.20 | |||||
True Price by Comp | |||||||||||
Interest price component | 31.2% | 31.2% | 31.2% | 30.0% | 24.1% | 22.8% | |||||
Fee Component | 0.0% | 0.0% | 0.6% | 0.3% | 0.2% | 0.1% | |||||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||
Full APR (int fee ins tax dep) | 31.2% | 31.2% | 31.8% | 30.3% | 24.3% | 22.9% | |||||
Transparency Index | 67 | 67 | 66 | 69 | 86 | 92 | |||||
Original Repayment Schedule | |||||||||||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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