| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 164 |
| ANED | 5,400 | 6,579,000 | 3 | 123 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 123 |
| BancoSol | 215,300 | 861,418,000 | 30 | 123 |
| CIDRE | 8,500 | 126,578,000 | 8 | 123 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 164 |
| CRECER | 166,900 | 134,626,000 | 13 | 123 |
| Diaconia | 67,000 | 85,734,000 | 2 | 123 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 123 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 164 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 123 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 123 |
| FONDECO | 14,200 | 24,274,000 | 3 | 123 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 123 |
| FUBODE | 29,400 | 24,444,000 | 7 | 123 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 123 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 123 |
| IMPRO | 2,400 | 2,885,000 | 4 | 123 |
| ProCredit | 84,300 | 257,487,000 | 8 | 164 |
| PRODEM | 44,900 | 62,529,000 | 4 | 123 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 123 |
| Sartawi | 14,600 | 26,842,000 | 8 | 123 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.sinapiaba.com/ |
| Year established | 1994 |
| Head of Institution | Anthony Gyasi-Fosu |
| Regions active | 0 |
| # Branches | 48 |
| Total Portfolio (nat'l) | GHS 34,500,000 |
| Total Portfolio (USD) | USD 23,000,000 |
| Active clients with loans | 107,000 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Opportunity Internal network, Ghamfin, Mix Market, Assfin |
| Funders | Blue Orchard, Symbotics, Kolibre Capital, Tridos |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual | GHS 1,000 - 5,000 | 6 - 12 | 80% - 100% | 60% - 80% | ||||||||||
| School Loans | GHS 1,000 - 10,000 | 6 - 24 | 20% - 40% | 40% - 60% | ||||||||||
| SME | GHS 5,000 - 50,000 | 6 - 12 | 60% - 80% | 80% - 100% | ||||||||||
| Solidarity | GHS 1,000 - 4,000 | 0.5 - 10 | 80% - 100% | 0% - 20% | ||||||||||
| Trust Bank | GHS 200 - 900 | 6 - 10 | 80% - 100% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual | 20.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 56.4% - 92% | 69.3% - 113.1% | 21 | ||||||||||
| School Loans | 20.00%-0.00% annual, Flat | 0 Fees | 0 Ins | N/A | 50.4% - 57.2% | 50.4% - 57.2% | 37 | |||||||||
| SME | 36.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 57.3% - 86.7% | 69.2% - 105.5% | 43 | ||||||||||
| Solidarity | 22.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 84.4% - 88.6% | 102.8% - 109.2% | 20 | ||||||||||
| Trust Bank | 22.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 84.3% - 98.5% | 104.3% - 122.6% | 19 |
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