Institution # Borrowers Portfolio (US$) Products Age of Data
AgroCapital21,90016,894,00011163
ANED5,4006,579,0003122
Banco FIE231,100569,322,0006122
BancoSol215,300861,418,00030122
CIDRE8,500126,578,0008122
Coop Fatima6,30044,280,0007163
CRECER166,900134,626,00013122
Diaconia67,00085,734,0002122
Ecofuturo59,200226,839,0005122
EMPRENDER8,7002,380,0003163
Fassil FFP57,600325,081,0005122
FONCRESOL3,9009,573,0003122
FONDECO14,20024,274,0003122
Fortaleza20,100164,530,00013122
FUBODE29,40024,444,0007122
FUNBODEM8,60015,798,0009122
IDEPRO10,40040,479,0002122
IMPRO2,4002,885,0004122
ProCredit84,300257,487,0008163
PRODEM44,90062,529,0004122
ProMujer BOL115,20050,753,0003122
Sartawi14,60026,842,0008122
Please note that the information you are viewing is 106 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Khushhali Bank Limited 4th Floor, 94 west, Jinnah AvenueIslamabad, Federal44000
Data approved: 2015-04-20
Data version: 2
Age of data: 106 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.khushhalibank.com.pk
Year established2000
Head of InstitutionMuhammad Ghalib Nishtar
Regions activeAzad Kashmir, Balochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh
# Branches118

Total Portfolio (nat'l)PKR 12,225,321,747
Total Portfolio (USD)USD 120,052,659.60
Active clients with loans468,369
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsPakistan Microfinance Network
Funders

Loan Products » Summary

343,540 Borrowers
USD 79,107,071.05 Portfolio
Active Product
82,054 Borrowers
USD 11,000,790.24 Portfolio
Active Product
37,616 Borrowers
USD 24,892,618.49 Portfolio
Active Product
2,583 Borrowers
USD 2,774,465.35 Portfolio
Active Product
1,197 Borrowers
USD 1,243,785.24 Portfolio
Active Product
314 Borrowers
USD 150,120.70 Portfolio
Low Volume Product
134 Borrowers
USD 121,558.08 Portfolio
Low Volume Product
19 Borrowers
USD 10,168.69 Portfolio
Low Volume Product
213 Borrowers
USD 157,569.75 Portfolio
Low Volume Product
EMI
409 Borrowers
USD 279,344.66 Portfolio
Low Volume Product
18 Borrowers
USD 24,215.22 Portfolio
Low Volume Product
65 Borrowers
USD 68,621.18 Portfolio
Low Volume Product
16 Borrowers
USD 18,341.32 Portfolio
Low Volume Product
74 Borrowers
USD 16,249.51 Portfolio
Low Volume Product
109 Borrowers
USD 210,846.23 Portfolio
Low Volume Product
8 Borrowers
USD 6,849.99 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Khushhali Karza - Bullet (Group Based Lending) PKR 15,000 - 50,000 3 - 12 20% - 40% 0% - 20% Business, Agriculture Women, Men, Have business Group Mtgs, Credit Ins
Khushhali Karza - EMI (Group Based Lending) PKR 15,000 - 50,000 3 - 12 20% - 40% 40% - 60% Business, Agriculture Women, Men, Have business Group Mtgs, Credit Ins
Khushhali Cash Sahulat Gold-Bullet PKR 25,000 - 150,000 3 - 12 0% - 20% 20% - 40% Business Women, Men, Have business Credit Ins
Khushhali Cash Sahulat Land-Bullet PKR 25,000 - 150,000 3 - 12 0% - 20% 0% Business, Agriculture Women, Men, Have business Credit Ins
Sarsabz Karobar Bullet PKR 25,000 - 150,000 3 - 6 0% - 20% 20% - 40% Business, Agriculture Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Khushhali Karza - Bullet (Group Based Lending) 31.0% annual, Decl Bal 1 Fee 0 Ins 16.00% fees N/A 29.6% - 36% 30% - 37.4% 92
Khushhali Karza - EMI (Group Based Lending) 31.0% annual, Decl Bal 1 Fee 0 Ins 16.00% fees N/A 35.5% - 44.3% 36.3% - 46.6% 78
Khushhali Cash Sahulat Gold-Bullet 28.0% annual, Decl Bal 1 Fee 0 Ins 16.00% fees N/A 26.3% - 31% 26.5% - 31.9% 97
Khushhali Cash Sahulat Land-Bullet 25.0% annual, Decl Bal 1 Fee 0 Ins 16.00% fees N/A 23.4% - 28.5% 23.5% - 29.4% 97
Sarsabz Karobar Bullet 25.0% annual, Decl Bal 1 Fee 0 Ins 16.00% fees N/A 24.9% - 29.1% 25.1% - 30% 95
Institution Price Graph
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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