Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.kredit.com.kh |
Year established | 2000 |
Head of Institution | Chan Mach |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampot, KandalKratié, Phnom Penh, Prey VengSiem Reap, Takéo |
# Branches | 51 |
Total Portfolio (nat'l) | KHR 239,343,000,000 |
Total Portfolio (USD) | USD 60,593,164.56 |
Active clients with loans | 62,626 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.aned.org/ |
Year established | 1978 |
Head of Institution | Martha Patricia Machicado Duran |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
# Branches | 38 |
Total Portfolio (nat'l) | BOB 45,322,243 |
Total Portfolio (USD) | USD 6,714,406.37 |
Active clients with loans | 5,652 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | KHR 100,000 - 20,000,000 | 4 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
ID-AGR-USD | USD 100 - 5,000 | 4 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
ID-KHR | KHR 200,000 - 40,000,000 | 4 - 36 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | ||||||||
ID-USD | USD 100 - 20,000 | 4 - 36 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | ||||||||
SG-AGR-KHR | KHR 100,000 - 1,200,000 | 4 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
SG-KHR | KHR 100,000 - 1,200,000 | 4 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
VSU-KHR | KHR 50,000 - 1,200,000 | 4 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | BOB 500 - 8,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Credito Individual - BOB | BOB 1,000 - 70,000 | 4 - 69 | 40% - 60% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
Credito Individual - USD | USD 200 - 12,000 | 6 - 96 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 25.6% - 36% | 25.6% - 36% | 86 | ||||||||
ID-AGR-USD | 21.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 22.9% - 31.8% | 22.9% - 31.8% | 74 | ||||||||
ID-KHR | 24.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 27.7% - 36.8% | 27.7% - 36.8% | 72 | ||||||||
ID-USD | 19.8%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.8% - 30.7% | 21.8% - 30.7% | 73 | ||||||||
SG-AGR-KHR | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36% | 36% | 100 | ||||||||
SG-KHR | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36% | 36% | 100 | ||||||||
VSU-KHR | 34.2% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32% - 32.2% | 32% - 32.2% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 25.6% - 36% | 25.6% - 36% | 86 | ||||||||
ID-AGR-USD | 21.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 22.9% - 31.8% | 22.9% - 31.8% | 74 | ||||||||
ID-KHR | 24.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 27.7% - 36.8% | 27.7% - 36.8% | 72 | ||||||||
ID-USD | 19.8%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 21.8% - 30.7% | 21.8% - 30.7% | 73 | ||||||||
SG-AGR-KHR | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36% | 36% | 100 | ||||||||
SG-KHR | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36% | 36% | 100 | ||||||||
VSU-KHR | 34.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32% - 32.2% | 32% - 32.2% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
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