2. KREDIT
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  2. Lower Pra RB
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CREDIT #17, Street 163ChamkarmornPhnom Penh, PPN/A
Data approved: 2011-02-02
Data version: 2
Age of data: -   months 
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Institution

Lower Pra Rural Bank Limited ShamaWestern RegionPO Box SH 18
Data approved: 2011-12-07
Data version: 1
Age of data: 150 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.credit.com.kh/
Year established2000
Head of InstitutionChan Mach
Regions active0
# Branches9

Total Portfolio (nat'l)KHR 125,183,000,000
Total Portfolio (USD)USD 31,295,868.90
Active clients with loans48,035
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.lowerpraruralbank.com/
Year established1983
Head of InstitutionIsaac Kwamina Afful
Regions active
# Branches14

Total Portfolio (nat'l)GHS 12,443,472
Total Portfolio (USD)USD 6,316,483.25
Active clients with loans34,056
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, ARB APEX
Funders

Loan Products » Summary

IDR-AGR-KHR
9,285 Borrowers
USD 4,356,612.39 Portfolio
Active Product
ID-AGR-USD
418 Borrowers
USD 412,581.69 Portfolio
Active Product
ID-KHR
9,692 Borrowers
USD 2,761,140.32 Portfolio
Active Product
ID-USD
18,936 Borrowers
USD 20,974,981.45 Portfolio
Active Product
SG-AGR-KHR
359 Borrowers
USD 55,401.50 Portfolio
Active Product
SG-KHR
524 Borrowers
USD 46,503.60 Portfolio
Active Product
SG-USD
67 Borrowers
USD 10,762.06 Portfolio
Active Product
SME-USD
5 Borrowers
USD 74,756.67 Portfolio
Active Product
VSU-KHR
8,390 Borrowers
USD 985,030.86 Portfolio
Active Product

Loan Products » Summary

Micro Loan
13,529 Borrowers
USD 2,093,440.10 Portfolio
Active Product
Salary Loan
17,746 Borrowers
USD 3,895,317.77 Portfolio
Active Product
Susu Loan
2,781 Borrowers
USD 327,725.89 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
ID-AGR-KHR KHR 100,000 - 10,000,000 4 - 12 80% - 100% 0% - 20% Business Have business, Have home or land
ID-AGR-USD USD 100 - 2,500 4 - 12 80% - 100% 0% - 20% Business Have business, Have home or land
ID-KHR KHR 200,000 - 40,000,000 4 - 24 80% - 100% 0% - 20% Business, Housing, Consumer Have business, Have home or land
ID-USD USD 100 - 10,000 4 - 24 80% - 100% 0% - 20% Business, Housing, Consumer Have business, Have home or land
SG-AGR-KHR KHR 100,000 - 1,200,000 4 - 12 80% - 100% 0% - 20% Business, Housing Have business, Have home or land Group Mtgs
SG-KHR KHR 100,000 - 1,200,000 4 - 12 80% - 100% 0% - 20% Business, Housing, Consumer Have business, Have home or land Group Mtgs
SG-USD USD 50 - 300 4 - 12 80% - 100% 0% - 20% Business, Housing, Consumer Have business, Have home or land Credit Educ, Group Mtgs
SME-USD USD 10,000 - 30,000 4 - 24 80% - 100% 80% - 100% Business Have business, Have home or land
VSU-KHR KHR 50,000 - 1,000,000 4 - 12 80% - 100% 0% - 20% Any Purpose Credit Educ, Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Loan GHS 1,000 - 30,000 1 - 12 20% - 40% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Salary Loan GHS 500 - 11,000 1 - 60 40% - 60% 80% - 100% Business Women, Men Credit Ins
Susu Loan GHS 200 - 3,500 1 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins, Tech Asst Visits, Market trends

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ID-AGR-KHR 30.0%-36.0% annual, Flat 0 Fees 0 Ins None N/A 30.4% - 36.5% 30.4% - 36.5% 85
ID-AGR-USD 33.6%-36.0% annual, Flat 0 Fees 0 Ins None N/A 32.8% - 33.5% 32.8% - 33.5% 100
ID-KHR 24.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 36.5% 34.1% - 36.5% 67
ID-USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 23.1% - 31.1% 23.1% - 31.1% 79
SG-AGR-KHR 36.0% annual, Flat 0 Fees 0 Ins None N/A 36.5% - 36.6% 36.5% - 36.6% 98
SG-KHR 36.0% annual, Flat 0 Fees 0 Ins None N/A 36.5% 36.5% 99
SG-USD 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 28.8% - 31.2% 28.8% - 31.2% 100
SME-USD 19.2%-21.6% annual, Decl Bal 2 Fees 0 Ins None N/A 20% - 22.5% 20% - 22.5% 92
VSU-KHR 34.2% annual, Flat 0 Fees 0 Ins None N/A 34.6% - 34.7% 34.6% - 34.7% 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Loan 30.00% annual, Flat 2 Fees 0 Ins None 25.00%- upfront 66.3% - 87.9% 104.2% - 146.4% 24
Salary Loan 28.00% annual, Flat 2 Fees 0 Ins None N/A 47.4% - 63% 47.4% - 63% 48
Susu Loan 30.00% annual, Flat 2 Fees 0 Ins None 25.00%- upfront 69.6% - 91.6% 115.7% - 154.1% 22

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ID-AGR-KHR 30.0%-36.0% annual, Flat 0 Fees 0 Ins Ins None N/A 30.4% - 36.5% 30.4% - 36.5% 85
ID-AGR-USD 33.6%-36.0% annual, Flat 0 Fees 0 Ins Ins None N/A 32.8% - 33.5% 32.8% - 33.5% 100
ID-KHR 24.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 34.1% - 36.5% 34.1% - 36.5% 67
ID-USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 23.1% - 31.1% 23.1% - 31.1% 79
SG-AGR-KHR 36.0% annual, Flat 0 Fees 0 Ins Ins None N/A 36.5% - 36.6% 36.5% - 36.6% 98
SG-KHR 36.0% annual, Flat 0 Fees 0 Ins Ins None N/A 36.5% 36.5% 99
SG-USD 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28.8% - 31.2% 28.8% - 31.2% 100
SME-USD 19.2%-21.6% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 20% - 22.5% 20% - 22.5% 92
VSU-KHR 34.2% annual, Flat 0 Fees 0 Ins Ins None N/A 34.6% - 34.7% 34.6% - 34.7% 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Loan 30.00% annual, Flat 2 Fees 0 Ins Ins None 25.00%- upfront 66.3% - 87.9% 104.2% - 146.4% 24
Salary Loan 28.00% annual, Flat 2 Fees 0 Ins Ins None N/A 47.4% - 63% 47.4% - 63% 48
Susu Loan 30.00% annual, Flat 2 Fees 0 Ins Ins None 25.00%- upfront 69.6% - 91.6% 115.7% - 154.1% 22
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Key Statistics
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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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