| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.prasac.com.kh/ |
| Year established | 1995 |
| Head of Institution | Sim Senacheert |
| Regions active | 0 |
| # Branches | 91 |
| Total Portfolio (nat'l) | KHR 425,374,000,000 |
| Total Portfolio (USD) | USD 106,343,395.50 |
| Active clients with loans | 105,953 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders | Dragon Capital Group, FMO, BIO, LOLC |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Production Loan (USD) | USD 75 - 25,000 | 4 - 26 | 40% - 60% | 0% - 20% | Business, Agricultural Production | Have home or land | Credit Educ | |||||||
| Agricultural Production Loan (KHR) | KHR 300,000 - 40,000,000 | 4 - 26 | 40% - 60% | 0% - 20% | Business, Agricultural Production | Have home or land | Credit Educ | |||||||
| Biodigester Loan (USD) | USD 75 - 1,000 | 0 | 20% - 40% | 0% - 20% | ||||||||||
| Business Loan (KHR) | KHR 300,000 - 40,000,000 | 4 - 26 | 40% - 60% | 0% - 20% | Business | Have business, Have home or land | Credit Educ | |||||||
| Business Loan (USD) | USD 75 - 25,000 | 4 - 26 | 40% - 60% | 0% - 20% | Business | Have business, Have home or land | Credit Educ | |||||||
| Consumption Loan (KHR) | KHR 300,000 - 40,000,000 | 4 - 26 | 40% - 60% | 0% - 20% | Housing, Consumer, Education | Have business, Have home or land | Credit Educ | |||||||
| Consumption Loan (USD) | USD 75 - 10,000 | 4 - 26 | 40% - 60% | 0% - 20% | Housing, Consumer, Education | Have business, Have home or land | Credit Educ | |||||||
| Group Loan (KHR) | KHR 50,000 - 5,000,000 | 4 - 12 | 80% - 100% | 80% - 100% | Any Purpose | Group Mtgs | ||||||||
| Group Loan (USD) | USD 15 - 1,250 | 4 - 12 | 80% - 100% | 80% - 100% | Any Purpose | Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Production Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.1% - 32.9% | 23.1% - 32.9% | 67 | ||||||||
| Agricultural Production Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 78 | ||||||||
| Biodigester Loan (USD) | 1.2% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 9.1% - 14.6% | 9.1% - 14.6% | 9 | ||||||||
| Business Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 79 | ||||||||
| Business Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.1% - 32.7% | 23.1% - 32.7% | 68 | ||||||||
| Consumption Loan (KHR) | 25.2%-34.8% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28% - 35.3% | 28% - 35.3% | 77 | ||||||||
| Consumption Loan (USD) | 21.6%-32.4% annual, Flat | 0 Fees | 0 Ins | None | N/A | 22.9% - 32.8% | 22.9% - 32.8% | 76 | ||||||||
| Group Loan (KHR) | 39.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.8% - 35.3% | 32.8% - 35.3% | 100 | ||||||||
| Group Loan (USD) | 32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.4% - 32.8% | 30.4% - 32.8% | 100 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 115 |
| AKIBA | 26,900 | 36,852,000 | 4 | 128 |
| BELITA | 5,800 | 492,000 | 1 | 128 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 128 |
| F & K Finance | 0 | 38,000 | 1 | 150 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 111 |
| FMFC | 1,500 | 392,000 | 6 | 128 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 128 |
| Mbinga | 1,000 | 2,986,000 | 3 | 128 |
| MCBL | 3,600 | 2,837,000 | 6 | 128 |
| MDF Tanzania | 600 | 148,000 | 1 | 128 |
| NMB | 45,100 | 74,528,000 | 1 | 128 |
| Opportunity | 8,600 | 3,018,000 | 3 | 128 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 128 |
| PTF | - | N/A | 128 | |
| Selfina | 8,000 | 3,773,000 | 2 | 150 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 128 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 122 |
| Victoria | 100 | 377,000 | 3 | 150 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 150 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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