2. SPN
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Chamroeun
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sathapana Limited #831C, Monivong Blvd, Phsa Doem ThkovChamkarmornPhnom PenhPO Box 1423
Data approved: 2013-06-28
Data version: 3
Age of data: 132 months
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Institution

Chamroeun Microfinance Limited # 425, St.271, Sangkat Toul Tumpong IIKhan ChamkarmonPhnom penh, Cambodia
Data approved: 2015-01-06
Data version: 4
Age of data: 113 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sathapana.com/
Year established1995
Head of InstitutionDr. Bun Mony
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo
# Branches88

Total Portfolio (nat'l)KHR 460,081,000,000
Total Portfolio (USD)USD 116,476,202.50
Active clients with loans66,805
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsCambodia Microfinance Assosiation (CMA)
FundersMaruhan Japan Group, Cambodia Community Building (NGO)

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.chamroeun.com/
Year established2006
Head of InstitutionSophea Suon
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, KepKratié, Phnom Penh, Pursat, Prey VengSiem Reap, Takéo
# Branches40

Total Portfolio (nat'l)KHR 29,549,677,100
Total Portfolio (USD)USD 7,480,930.91
Active clients with loans48,192
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsCMA, BWTP, Mix Market, SPTF
FundersEntrepreneurs du Monde, Microfinance Solidaire, Grameen Credit Agrole Microfinance Foundation, Chamroeun Staff Association

Loan Products » Summary

Ball&SemiUSD
5,680 Borrowers
USD 15,179,360 Portfolio
Active Product
Ball&SemiKHR
8,127 Borrowers
USD 6,201,511.06 Portfolio
Active Product
Micro USD
4,656 Borrowers
USD 2,095,431 Portfolio
Active Product
Micro KHR
15,264 Borrowers
USD 5,922,602.73 Portfolio
Active Product
Group KHR
1,408 Borrowers
USD 224,298.28 Portfolio
Active Product
SME KHR
34 Borrowers
USD 205,467.09 Portfolio
Low Volume Product
Balloon Loan KHR
Retired Product
Balloon Loan USD
Retired Product
Business Loan KHR
Retired Product
Business Loan USD
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

CL
24,027 Borrowers
USD 3,284,447.37 Portfolio
Active Product
DL
12,376 Borrowers
USD 3,135,506.05 Portfolio
Active Product
EL
11,779 Borrowers
USD 1,060,445.85 Portfolio
Active Product
SEL
10 Borrowers
USD 531.65 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Balloon & Semi Balloon Loan USD USD 50 - 25,000 1 - 12 20% - 40% 60% - 80% Any Purpose Women, Men, Have business, Have home or land
Balloon & Semi Balloon Loan KHR KHR 200,000 - 100,000,000 1 - 12 20% - 40% 60% - 80% Any Purpose Women, Men, Have business, Have home or land
Micro Loan USD USD 50 - 5,000 1 - 30 0% - 20% 60% - 80% Any Purpose Women, Men, Have business, Have home or land
Micro Loan KHR KHR 200,000 - 20,000,000 1 - 30 40% - 60% 60% - 80% Any Purpose Women, Men, Have business, Have home or land
Group Loan KHR KHR 200,000 - 1,500,000 1 - 12 80% - 100% 60% - 80% Any Purpose Women, Men, Have business, Have home or land

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Chamroeun Loan KHR 100,000 - 1,600,000 3 - 12 80% - 100% 20% - 40% Business, Agriculture Women, Men, Have business, Have home or land Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management)
Developing Loan KHR 100,000 - 1,000,000 3 - 12 80% - 100% 20% - 40% Business, Agriculture Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management)
Entrepreneurs Loan KHR 1,200,000 - 4,000,000 3 - 18 80% - 100% 20% - 40% Business, Agriculture Women, Men, Have business, Have home or land Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Balloon & Semi Balloon Loan USD 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins None N/A 23.2% - 30.4% 23.2% - 30.4% 62
Balloon & Semi Balloon Loan KHR 24.0%-42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 30.3% - 36.2% 30.3% - 36.2% 74
Micro Loan USD 21.6%-42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 21.9% - 36.4% 21.9% - 36.4% 74
Micro Loan KHR 27.6%-42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 30.3% - 33.5% 30.3% - 33.5% 89
Group Loan KHR 30.0%-42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 30.3% - 36.4% 30.3% - 36.4% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Chamroeun Loan 42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 45.6% - 52.4% 45.6% - 52.4% 88
Developing Loan 39.0% annual, Decl Bal 1 Fee 0 Ins None N/A 42.7% - 53.8% 42.7% - 53.8% 86
Entrepreneurs Loan 39.0% annual, Decl Bal 1 Fee 0 Ins None N/A 41.5% - 43.8% 41.5% - 43.8% 92

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Balloon & Semi Balloon Loan USD 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 23.2% - 30.4% 23.2% - 30.4% 62
Balloon & Semi Balloon Loan KHR 24.0%-42.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 30.3% - 36.2% 30.3% - 36.2% 74
Micro Loan USD 21.6%-42.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 21.9% - 36.4% 21.9% - 36.4% 74
Micro Loan KHR 27.6%-42.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 30.3% - 33.5% 30.3% - 33.5% 89
Group Loan KHR 30.0%-42.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 30.3% - 36.4% 30.3% - 36.4% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Chamroeun Loan 42.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 45.6% - 52.4% 45.6% - 52.4% 88
Developing Loan 39.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 42.7% - 53.8% 42.7% - 53.8% 86
Entrepreneurs Loan 39.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 41.5% - 43.8% 41.5% - 43.8% 92
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