Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.sathapana.com/ |
Year established | 1995 |
Head of Institution | Dr. Bun Mony |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
# Branches | 88 |
Total Portfolio (nat'l) | KHR 460,081,000,000 |
Total Portfolio (USD) | USD 116,476,202.50 |
Active clients with loans | 66,805 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Cambodia Microfinance Assosiation (CMA) |
Funders | Maruhan Japan Group, Cambodia Community Building (NGO) |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1998 |
Head of Institution | Worku Tsega |
Regions active | |
# Branches | 51 |
Total Portfolio (nat'l) | ETB 119,816,176 |
Total Portfolio (USD) | USD 6,511,748.70 |
Active clients with loans | 45,331 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AEMFI, Vision Fund International |
Funders | World Vision |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | USD 50 - 25,000 | 1 - 12 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Balloon & Semi Balloon Loan KHR | KHR 200,000 - 100,000,000 | 1 - 12 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Micro Loan USD | USD 50 - 5,000 | 1 - 30 | 0% - 20% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Micro Loan KHR | KHR 200,000 - 20,000,000 | 1 - 30 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Group Loan KHR | KHR 200,000 - 1,500,000 | 1 - 12 | 80% - 100% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | ETB 3,000 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Agricultural Loan | ETB 2,500 - 4,500 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men, 75% of group members has to be women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan | ETB 3,000 - 5,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Consumption Loan | ETB 3,000 - 5,000 | 10 - 24 | 60% - 80% | 20% - 40% | Any Purpose | Men, Salaried worker | Credit Educ, Group Mtgs | |||||||
Enterprise loan | ETB 4,500 - 8,000 | 9 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Must have at least one employee, Must have at least a certain minimum capital limit. | Credit Educ, Group Mtgs, Credit Ins | |||||||
Individual Loan | ETB 4,000 - 50,000 | 9 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 23.2% - 30.4% | 23.2% - 30.4% | 62 | ||||||||
Balloon & Semi Balloon Loan KHR | 24.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 36.2% | 30.3% - 36.2% | 74 | ||||||||
Micro Loan USD | 21.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.9% - 36.4% | 21.9% - 36.4% | 74 | ||||||||
Micro Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 33.5% | 30.3% - 33.5% | 89 | ||||||||
Group Loan KHR | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 36.4% | 30.3% - 36.4% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | 17.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 10.00 ongoing | 38.7% | 55.6% | 31 | ||||||||
Agricultural Loan | 19.5% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront 10.00 ongoing | 22.1% | 28.1% | 69 | ||||||||
Business Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 10.00 ongoing | 33.2% | 47.3% | 32 | ||||||||
Consumption Loan | 17.5% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 38.7% | 56.2% | 31 | ||||||||
Enterprise loan | 15.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 22.9% - 31.9% | 30.1% - 76.9% | 35 | ||||||||
Individual Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 31.6% - 32.9% | 35.8% - 38.8% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 23.2% - 30.4% | 23.2% - 30.4% | 62 | ||||||||
Balloon & Semi Balloon Loan KHR | 24.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 36.2% | 30.3% - 36.2% | 74 | ||||||||
Micro Loan USD | 21.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.9% - 36.4% | 21.9% - 36.4% | 74 | ||||||||
Micro Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 33.5% | 30.3% - 33.5% | 89 | ||||||||
Group Loan KHR | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 36.4% | 30.3% - 36.4% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | 17.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00 ongoing | 38.7% | 55.6% | 31 | ||||||||
Agricultural Loan | 19.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront 10.00 ongoing | 22.1% | 28.1% | 69 | ||||||||
Business Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00 ongoing | 33.2% | 47.3% | 32 | ||||||||
Consumption Loan | 17.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront | 38.7% | 56.2% | 31 | ||||||||
Enterprise loan | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 22.9% - 31.9% | 30.1% - 76.9% | 35 | ||||||||
Individual Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 31.6% - 32.9% | 35.8% - 38.8% | 41 |
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