| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.sathapana.com/ |
| Year established | 1995 |
| Head of Institution | Dr. Bun Mony |
| Regions active | 0 |
| # Branches | 45 |
| Total Portfolio (nat'l) | KHR 220,487,000,000 |
| Total Portfolio (USD) | USD 56,347,303.86 |
| Active clients with loans | 42,389 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.asainitiative.org/ |
| Year established | 2006 |
| Head of Institution | Mrs. Veronica Agodoa Kitti |
| Regions active | Central Region |
| # Branches | 5 |
| Total Portfolio (nat'l) | GHS 1,137,233 |
| Total Portfolio (USD) | USD 577,275.63 |
| Active clients with loans | 4,535 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0 |
| Network affiliations | ASSFIN, GHAMFIN |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balloon Loan KHR | KHR 100,000 - 20,000,000 | 3 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ | |||||||
| Balloon Loan USD | USD 200 - 5,000 | 3 - 12 | 40% - 60% | 0% - 20% | Agriculture business | Women, Men, Have business | Credit Educ | |||||||
| Business Loan KHR | KHR 100,000 - 100,000,000 | 6 - 24 | 60% - 80% | 20% - 40% | Business, Housing, Consumer | Women, Men, Have business | Credit Educ | |||||||
| Business Loan USD | USD 200 - 25,000 | 3 - 24 | 60% - 80% | 40% - 60% | Business, Housing, Consumer | Women, Men, Have business | Credit Educ |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Six Months Group Loan | GHS 2,000 - 14,000 | 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Six Months Individual Loan | GHS 600 - 10,000 | 1 - 6 | 40% - 60% | 0% - 20% | Business, Other | Women, Men, Have business, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Green Energy-Solar Loan | GHS 70 - 200 | 2 - 6 | 20% - 40% | 0% - 20% | Business, Consumer | Women, Men, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balloon Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.0% upfront | #N/A | #N/A | N/A | ||||||||
| Balloon Loan USD | 21.6%-36.0% annual, Flat | 1 Fee | 0 Ins | None | 2.0% upfront | #N/A | #N/A | N/A | ||||||||
| Business Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.0% upfront | #N/A | #N/A | N/A | ||||||||
| Business Loan USD | 21.6%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 2.0% upfront | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Six Months Group Loan | 44.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 82.2% - 82.4% | 86% - 86.2% | 51 | ||||||||
| Six Months Individual Loan | 44.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 82.2% - 83.1% | 86% - 86.9% | 50 | ||||||||
| Green Energy-Solar Loan | 36.00%-40.00% annual, Flat | 0 Fees | 1 Ins | None | N/A | 57.4% - 64.1% | 60.9% - 67.7% | 56 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balloon Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 5.0% upfront | #N/A | #N/A | N/A | ||||||||
| Balloon Loan USD | 21.6%-36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 2.0% upfront | #N/A | #N/A | N/A | ||||||||
| Business Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 5.0% upfront | #N/A | #N/A | N/A | ||||||||
| Business Loan USD | 21.6%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 2.0% upfront | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Six Months Group Loan | 44.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 82.2% - 82.4% | 86% - 86.2% | 51 | ||||||||
| Six Months Individual Loan | 44.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 82.2% - 83.1% | 86% - 86.9% | 50 | ||||||||
| Green Energy-Solar Loan | 36.00%-40.00% annual, Flat | 0 Fees | 1 Ins Ins | None | N/A | 57.4% - 64.1% | 60.9% - 67.7% | 56 |
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