2. SPN
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  2. Union RB
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SATHAPANA Limited #831C, Monivong Blvd, Phsa Doem ThkovChamkarmornPhnom Penh, N/A1423
Data approved: 2011-01-07
Data version: 2
Age of data: -   months 
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Institution

Union Rural Bank Limited Head OfficeSenya Bereku, Central RegionP.O. Box 5
Data approved: 2013-02-26
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sathapana.com/
Year established1995
Head of InstitutionDr. Bun Mony
Regions active0
# Branches45

Total Portfolio (nat'l)KHR 220,487,000,000
Total Portfolio (USD)USD 56,347,303.86
Active clients with loans42,389
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionPaul Kojo Kombian
Regions activeGreater Accra Region, Central Region
# Branches7

Total Portfolio (nat'l)GHS 4,652,554
Total Portfolio (USD)USD 2,361,702.54
Active clients with loans3,831
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB APEX, GHAMFIN, Freedom from Hunger
FundersOikoCredit, SPEED Ghana, ARB APEX Bank

Loan Products » Summary

Balloon KHR
2,900 Borrowers
USD 1,802,238.62 Portfolio
Active Product
Balloon USD
1,336 Borrowers
USD 2,643,671 Portfolio
Active Product
Business KHR
11,875 Borrowers
USD 5,000,666.24 Portfolio
Active Product
Business USD
26,465 Borrowers
USD 43,519,207 Portfolio
Active Product

Loan Products » Summary

Group
1,367 Borrowers
USD 187,932.49 Portfolio
Active Product
Salary
1,889 Borrowers
USD 1,777,637.90 Portfolio
Active Product
Business
435 Borrowers
USD 300,171.28 Portfolio
Active Product
Mobile
140 Borrowers
USD 95,960.87 Portfolio
Active Product
Personal Loan
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Balloon Loan KHR KHR 100,000 - 20,000,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ
Balloon Loan USD USD 200 - 5,000 3 - 12 40% - 60% 0% - 20% Agriculture business Women, Men, Have business Credit Educ
Business Loan KHR KHR 100,000 - 100,000,000 6 - 24 60% - 80% 20% - 40% Business, Housing, Consumer Women, Men, Have business Credit Educ
Business Loan USD USD 200 - 25,000 3 - 24 60% - 80% 40% - 60% Business, Housing, Consumer Women, Men, Have business Credit Educ

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs
Salary Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Have business, Salaried worker Credit Educ, Business Training
Business Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training
Mobile Banking Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Balloon Loan KHR 27.6%-42.0% annual, Decl Bal 1 Fee 0 Ins None 5.0% upfront #N/A #N/A N/A
Balloon Loan USD 21.6%-36.0% annual, Flat 1 Fee 0 Ins None 2.0% upfront #N/A #N/A N/A
Business Loan KHR 27.6%-42.0% annual, Decl Bal 1 Fee 0 Ins None 5.0% upfront #N/A #N/A N/A
Business Loan USD 21.6%-36.0% annual, Decl Bal 1 Fee 0 Ins None 2.0% upfront #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Balloon Loan KHR 27.6%-42.0% annual, Decl Bal 1 Fee 0 Ins Ins None 5.0% upfront #N/A #N/A N/A
Balloon Loan USD 21.6%-36.0% annual, Flat 1 Fee 0 Ins Ins None 2.0% upfront #N/A #N/A N/A
Business Loan KHR 27.6%-42.0% annual, Decl Bal 1 Fee 0 Ins Ins None 5.0% upfront #N/A #N/A N/A
Business Loan USD 21.6%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None 2.0% upfront #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37
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