| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.seilanithih.com.kh/ |
| Year established | 1996 |
| Head of Institution | Mr. Kuch Setha |
| Regions active | 0 |
| # Branches | 23 |
| Total Portfolio (nat'l) | KHR 30,034,211,431 |
| Total Portfolio (USD) | USD 7,675,494.87 |
| Active clients with loans | 14,653 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan (KHR) | KHR 100,000 - 2,400,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Ins | |||||||
| Group Loan (THB) | THB 1,000 - 24,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| Individual Loan (THB) | THB 1,000 - 120,000 | 1 - 12 | 0% | 0% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| Individual Loan (KHR) | KHR 100,000 - 12,000,000 | 1 - 12 | 0% | 0% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| Individual Loan (USD) | USD 100 - 5,000 | 1 - 24 | 0% | 0% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (THB) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A | ||||||||
| Individual Loan (USD) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront | #N/A | #N/A | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 157 |
| AMZ | 4,900 | 651,000 | 2 | 157 |
| CETZAM | 6,700 | 2,210,000 | 4 | 157 |
| Eclof Zambia | 200 | 111,000 | 4 | 157 |
| Empowerment | 1,500 | 447,000 | 5 | 157 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 114 |
| Harmos | 9,800 | 1,398,000 | 3 | 157 |
| Kungoma | 43 | 18,000 | 2 | 157 |
| MBT | 13,900 | 1,563,000 | 5 | 157 |
| Meanwood | 2,000 | 1,766,000 | 5 | 157 |
| PFSL | 1,300 | 3,506,000 | 3 | 157 |
| Zambia CRC | 30 | 1,000 | 1 | 157 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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