Please note that the information you are viewing is 131 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

VisionFund Cambodia #20, Street 71, Sangkat Tonle Basac,Chamkar Morn DistrictPhnom PenhPO Box 479
Data approved: 2013-04-04
Data version: 3
Age of data: 131 months

Institution

Foundation for International Community Assistance (FINCA) Stand No. 4513 Madzimoyo Road, NorthmeadLusaka, Lusaka Province
Data approved: 2014-10-20
Data version: 2
Age of data: 113 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://visionfund.com.kh/
Year established2003
Head of InstitutionChee Chin Hoe
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey VengSiem Reap, Svay Rieng, Takéo
# Branches75

Total Portfolio (nat'l)KHR 194,987,000,000
Total Portfolio (USD)USD 49,363,797.47
Active clients with loans148,843
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsVisionFund International, Banking With the Poor Network, Cambodia Microfinance Association
FundersWorldVision International, VisionFund International

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established2001
Head of InstitutionThomas Lendzian
Regions activeCentral Province, Copperbelt Province, Eastern Province, Lusaka Province, Southern Province
# Branches14

Total Portfolio (nat'l)ZMW 105,140,570
Total Portfolio (USD)USD 16,420,850.34
Active clients with loans43,773
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsFINCA International
FundersINVESTOR! FINCA MICROFINANCE COOPERATIEF U.A. (NETHERLANDS), DONOR! MASTERCARD FOUNDATION

Loan Products » Summary

85,285 Borrowers
USD 14,532,613.59 Portfolio
Active Product
7,406 Borrowers
USD 11,468,110.51 Portfolio
Active Product
2,281 Borrowers
USD 1,056,667.48 Portfolio
Active Product
6,899 Borrowers
USD 2,962,777.61 Portfolio
Active Product
15,241 Borrowers
USD 1,371,509.06 Portfolio
Active Product
2,967 Borrowers
USD 4,352,304.56 Portfolio
Active Product
1,063 Borrowers
USD 482,406.89 Portfolio
Active Product
1,226 Borrowers
USD 603,741.73 Portfolio
Active Product
13,807 Borrowers
USD 1,835,169.17 Portfolio
Active Product
4,288 Borrowers
USD 7,384,240.16 Portfolio
Active Product
915 Borrowers
USD 417,233.71 Portfolio
Active Product
768 Borrowers
USD 318,379.80 Portfolio
Active Product
5,003 Borrowers
USD 1,518,887.53 Portfolio
Active Product
450 Borrowers
USD 386,663.93 Portfolio
Active Product
1,042 Borrowers
USD 261,302.81 Portfolio
Active Product
0 Borrowers
Portfolio
Low Volume Product
10 Borrowers
USD 4,174.08 Portfolio
Low Volume Product
47 Borrowers
USD 28,507.12 Portfolio
Low Volume Product
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

5,473 Borrowers
USD 7,150,968.24 Portfolio
Active Product
12,425 Borrowers
USD 3,537,581.12 Portfolio
Active Product
25,762 Borrowers
USD 3,479,238.69 Portfolio
Active Product
113 Borrowers
USD 2,253,062.30 Portfolio
Active Product
Retired Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Individual - USD USD 1,001 - 10,000 3 - 30 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - USD USD 151 - 1,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - KHR KHR 600,100 - 4,000,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Community Bank - THB THB 800 - 14,000 3 - 12 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan- Solidarity Group - THB THB 6,001 - 40,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - THB THB 800 - 14,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loans ZMW 1,500 - 100,000 6 - 24 60% - 80% 20% - 40% Business Women, Men, Have business, Must have a valid National Registration Card, Must have business or personal assets to pledge Credit Ins
Small Group Loan ZMW 1,200 - 15,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Must be a member of a self selected solidarity group Group Mtgs, Credit Ins
Village Banking Loans ZMW 150 - 12,500 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Must be a member of a self selected village bank Credit Educ, Group Mtgs, Credit Ins, Funeral benefits
Small Enterprise Loan ZMW 100,000 - 600,000 12 - 36 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.5% - 35.9% 35.5% - 35.9% 99
Agricultural Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.5% - 26.3% 22.5% - 26.3% 89
Agricultural Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 32.3% - 33.4% 32.3% - 33.4% 98
Agricultural Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 35.1% 34.1% - 35.1% 98
Non-Business Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.3% - 35.9% 35.3% - 35.9% 99
Non-Business Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22% - 26.3% 22% - 26.3% 91
Non-Business Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.4% - 35.5% 34.4% - 35.5% 98
Non-Business Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.3% - 33.5% 33.3% - 33.5% 97
Small Business Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.3% - 35.9% 35.3% - 35.9% 99
Small Business Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 21.5% - 30.8% 21.5% - 30.8% 88
Small Business Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.1% - 33.4% 33.1% - 33.4% 97
Small Business Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.1% - 34.7% 34.1% - 34.7% 99
Agricultural Loan - Community Bank - THB 33.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.7% - 35% 34.7% - 35% 96
Agricultural Loan- Solidarity Group - THB 33.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.8% - 34.7% 33.8% - 34.7% 97
Small Business Loan - Community Bank - THB 33.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.6% - 35.2% 33.6% - 35.2% 98

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loans 51.4%-52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 66.7% - 79% 68.4% - 81.4% 69
Small Group Loan 52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 70.3% - 91% 72.6% - 95.2% 63
Village Banking Loans 52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 74.9% - 91.2% 77.8% - 95.4% 59
Small Enterprise Loan 49.6% annual, Decl Bal 2 Fees 1 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.5% - 35.9% 35.5% - 35.9% 99
Agricultural Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22.5% - 26.3% 22.5% - 26.3% 89
Agricultural Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 32.3% - 33.4% 32.3% - 33.4% 98
Agricultural Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 34.1% - 35.1% 34.1% - 35.1% 98
Non-Business Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.3% - 35.9% 35.3% - 35.9% 99
Non-Business Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22% - 26.3% 22% - 26.3% 91
Non-Business Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 34.4% - 35.5% 34.4% - 35.5% 98
Non-Business Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 33.3% - 33.5% 33.3% - 33.5% 97
Small Business Loan - Community Bank - KHR 35.4%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.3% - 35.9% 35.3% - 35.9% 99
Small Business Loan - Individual - USD 21.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 21.5% - 30.8% 21.5% - 30.8% 88
Small Business Loan - Solidarity Group - USD 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 33.1% - 33.4% 33.1% - 33.4% 97
Small Business Loan - Solidarity Group - KHR 34.2%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 34.1% - 34.7% 34.1% - 34.7% 99
Agricultural Loan - Community Bank - THB 33.6%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 34.7% - 35% 34.7% - 35% 96
Agricultural Loan- Solidarity Group - THB 33.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 33.8% - 34.7% 33.8% - 34.7% 97
Small Business Loan - Community Bank - THB 33.6%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 33.6% - 35.2% 33.6% - 35.2% 98

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loans 51.4%-52.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 66.7% - 79% 68.4% - 81.4% 69
Small Group Loan 52.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 70.3% - 91% 72.6% - 95.2% 63
Village Banking Loans 52.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 74.9% - 91.2% 77.8% - 95.4% 59
Small Enterprise Loan 49.6% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to