| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACLEDA | 235,200 | 215,086,000 | 6 | 161 |
| AMK | 288,200 | 63,784,000 | 16 | 132 |
| AMRET | 299,500 | 149,542,000 | 8 | 132 |
| Chamroeun | 48,100 | 7,480,000 | 4 | 113 |
| Farmer Finance | 200 | 407,000 | 1 | 132 |
| First Finance | 500 | 5,819,000 | 1 | 132 |
| HKL | 73,400 | 93,842,000 | 3 | 132 |
| KREDIT | 61,800 | 59,319,000 | 9 | 132 |
| Maxima | 2,900 | 3,179,000 | 3 | 132 |
| PRASAC | 138,500 | 251,931,000 | 9 | 132 |
| Seilanithih | 15,200 | 7,516,000 | 5 | 132 |
| SPN | 35,100 | 29,828,000 | 6 | 132 |
| TPC | 120,000 | 45,931,000 | 13 | 132 |
| VF Cambodia | 148,600 | 48,984,000 | 18 | 132 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.fmsd.org.co/ |
| Year established | 1960 |
| Head of Institution | JUAN CARLOS FRANCO VILLEGAS |
| Regions active | |
| # Branches | 4 |
| Total Portfolio (nat'l) | COP 16,810,083,825 |
| Total Portfolio (USD) | USD 9,236,309.79 |
| Active clients with loans | 6,816 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | ACCION INTERNACIONAL, ASOMICROFINANZAS |
| Funders | KIVA, BANCOLDEX |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos fijos | COP 515,000 - 12,875,000 | 12 - 60 | 40% - 60% | 80% - 100% | Business, Solo para Activo Fijo | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Capital de Trabajo | COP 257,500 - 12,875,000 | 12 - 24 | 40% - 60% | 80% - 100% | Business, Solo para Capital de Trabajo | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Créditos superiores | COP 10,000,000 - 61,800,000 | 6 - 60 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Mejoramiento de vivienda | COP 515,000 - 10,300,000 | 12 - 60 | 80% - 100% | 80% - 100% | Housing | Women, Men, Have business, Have home or land | Credit Educ, Credit Ins | |||||||
| Vivienda Hipotecaria | COP 2,000,000 - 11,845,000 | 36 - 120 | 60% - 80% | 80% - 100% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos fijos | 20.0%-29.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 34.1% - 40% | 39.7% - 47.2% | 46 | ||||||||
| Capital de Trabajo | 18.0%-29.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 30.2% - 37.4% | 35.9% - 43.6% | 46 | ||||||||
| Créditos superiores | 22.0%-28.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 26.9% - 27.9% | 31.4% - 32% | 69 | ||||||||
| Mejoramiento de vivienda | 20.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 30.3% - 31.7% | 30.3% - 35.9% | 61 | ||||||||
| Vivienda Hipotecaria | 16.5% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 15.6% - 16.4% | 16.9% - 17.4% | 97 |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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