Institution

Banco Agrario De Colombia S.A Carrera 8 No. 15-43Bogotà D.C, Cundomarca57
Data approved: 2011-03-15
Data version: 1
Age of data: 159 months

Institution

Jaago Samajik Arthik Harit Vikas Sangathan 305, Chandralok Tower,Kapoorthala,Lucknow, Uttar Pradesh226024
Data approved: 2010-12-10
Data version: 1
Age of data: 162 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancoagrario.gov.co/
Year established1999
Head of InstitutionFrancisco Estupiñán Heredia
Regions active
# Branches477

Total Portfolio (nat'l)COP 82,116,686,524
Total Portfolio (USD)USD 45,119,058.53
Active clients with loans64,236
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
FundersMINISTERIO DE HACIENDA, BOLSA NACIONAL AGROPECUARIA, CORABASTOS, MERCAR

Institution Details

Institution TypeOther
Is this institution regulated?No
Website addresshttp://www.jaago.org/
Year established2007
Head of InstitutionPragyesh Singh
Regions active
# Branches4

Total Portfolio (nat'l)INR 12,599,383
Total Portfolio (USD)USD 237,724.21
Active clients with loans2,716
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

1,892 Borrowers
USD 1,451,235.43 Portfolio
Active Product
3,317 Borrowers
USD 183,045.59 Portfolio
Active Product
51,189 Borrowers
USD 38,304,614.64 Portfolio
Active Product

Loan Products » Summary

IGL
2,716 Borrowers
USD 237,724.21 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Linea de Microcredito Agropecuario COP 500,000 - 6,000,000 4 - 36 40% - 60% 0% - 20% Business Women, Men, Have business Group Mtgs, Other Training, Educación financiera para niños y jóvenes a través de la creación del fomento de hábitos de ahorro, Formación a los clientes de los servicios de microcrédito y ahorro en componentes de desarrollo pers
Linea de Nucleos Solidarios COP 3,600,000 - 12,750,000 3 - 6 60% - 80% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Línea de Fortalecimiento COP 496,900 - 12,875,000 3 - 36 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IGL INR 5,000 - 20,000 8 - 15 80% - 100% 40% - 60% Business Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Signature, Financial Discipline

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Linea de Microcredito Agropecuario 29.6% annual, Decl Bal 2 Fees 1 Ins None N/A 44.2% - 47.9% 44.9% - 48.6% 63
Linea de Nucleos Solidarios 29.6% annual, Decl Bal 1 Fee 1 Ins None 10.0% upfront 10.00% ongoing 36.8% - 50.2% 48.1% - 69.7% 49
Línea de Fortalecimiento 29.6% annual, Decl Bal 2 Fees 2 Ins None N/A 41.2% - 47.3% 47.2% - 50.3% 61

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 0 28.9% - 30.6% 30.1% - 33.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 24.0% annual, Decl Bal 1 Fee 1 Ins None N/A 28.9% - 30.6% 30.1% - 33.3% 76

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Linea de Microcredito Agropecuario 29.6% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 44.2% - 47.9% 44.9% - 48.6% 63
Linea de Nucleos Solidarios 29.6% annual, Decl Bal 1 Fee 1 Ins Ins None 10.0% upfront 10.00% ongoing 36.8% - 50.2% 48.1% - 69.7% 49
Línea de Fortalecimiento 29.6% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 41.2% - 47.3% 47.2% - 50.3% 61

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 0 28.9% - 30.6% 30.1% - 33.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 24.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 28.9% - 30.6% 30.1% - 33.3% 76
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