Institution

Banco WWB S.A. Av 5 norte N° 16 N 57Cali, Valle del Cauca572
Data approved: 2011-08-01
Data version: 1
Age of data: 154 months

Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater Accra
Data approved: 2013-03-26
Data version: 2
Age of data: 132 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.bancowwb.com/
Year established2011
Head of InstitutionClara Serra - Akerman
Regions active
# Branches93

Total Portfolio (nat'l)COP 551,063,000,000
Total Portfolio (USD)USD 302,781,868.10
Active clients with loans211,907
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsWomen's World Banking
FundersFundación WWB Colombia, WWB S.A.S, Blueorchard Private Equity Funds S.C.A.., SICAV-FIS., Developing World Markets

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions activeGreater Accra Region, Volta Region
# Branches0

Total Portfolio (nat'l)GHS 174,550
Total Portfolio (USD)USD 88,604.06
Active clients with loans845
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, Zenith Bank, Ghana Commercial Bank

Loan Products » Summary

1,240 Borrowers
USD 673,221.73 Portfolio
Active Product
734 Borrowers
USD 918,166.57 Portfolio
Active Product
30,083 Borrowers
USD 10,422,101.90 Portfolio
Active Product
9,749 Borrowers
USD 25,521,053.15 Portfolio
Active Product
177,595 Borrowers
USD 256,484,615.40 Portfolio
Active Product

Loan Products » Summary

102 Borrowers
USD 39,187.82 Portfolio
Active Product
236 Borrowers
USD 2,741.12 Portfolio
Active Product
SME
170 Borrowers
USD 3,730.96 Portfolio
Active Product
300 Borrowers
USD 36,548.22 Portfolio
Active Product
7 Borrowers
USD 3,553.30 Portfolio
Low Volume Product
30 Borrowers
USD 2,842.64 Portfolio
Low Volume Product
Retired Product
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crediequipo COP 535,000 - 160,500,000 1 - 59 60% - 80% 80% - 100% Business Women, Men, Have business
Credimoto COP 2,891,000 - 5,301,900 1 - 36 60% - 80% 80% - 100% Business, Compra de Moto Women, Men, Have business
Credimpulso COP 535,000 - 1,000,000 1 - 15 60% - 80% 60% - 80% Business Women, Men, Have business
Inmobiliario COP 535,000 - 64,272,000 1 - 59 60% - 80% 60% - 80% Business, Housing Women, Men, Have business
Microcrédito COP 535,000 - 13,375,000 1 - 36 60% - 80% 60% - 80% Business Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 400 - 15,000 4 - 24 40% - 60% 0% - 20% Business, Used for agricultural purposes Women, Men, Have business, Must own a farm or animals, fish, etc. Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health Education, Technology Management
Individual Loan GHS 100 - 3,000 3 - 12 60% - 80% 40% - 60% Business, Consumer, Education Women, Men, Have business, Salaried worker, Must provide a guarantor Credit Educ, Tech Asst Visits, Business Training, Health Education
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80% Business Women, Men, Have business, Must be a graduate from a small group loan, Must provide guarantor Credit Educ, Tech Asst Visits, Business Training
Petty Traders Loan (PTL) GHS 50 - 2,000 3 - 12 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crediequipo 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 32.5% - 43.8% 33% - 44.2% 83
Credimoto 22.8% annual, Decl Bal 1 Fee 3 Ins None N/A 22.2% - 22.6% 25.3% - 36.1% 73
Credimpulso 34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 43.4% - 53.8% 48.3% - 54.2% 67
Inmobiliario 22.8%-24.0% annual, Decl Bal 2 Fees 2 Ins None N/A 19.3% - 33.4% 19.7% - 38.6% 92
Microcrédito 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 28.3% - 41.7% 28.6% - 42.1% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.00% annual, Flat 1 Fee 0 Ins None 15.00%-30.00% upfront 93% - 112.1% 137.1% - 163.9% 32
Individual Loan 48.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 118.9% - 159.8% 174.6% - 205.5% 25
SME Loan 48.00% annual, Flat 1 Fee 0 Ins None 15.00%-20.00% upfront 107.9% - 136% 157.9% - 182.6% 28
Petty Traders Loan (PTL) 48.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 118.9% - 125.8% 174.6% - 183.6% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crediequipo 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 32.5% - 43.8% 33% - 44.2% 83
Credimoto 22.8% annual, Decl Bal 1 Fee 3 Ins Ins None N/A 22.2% - 22.6% 25.3% - 36.1% 73
Credimpulso 34.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 43.4% - 53.8% 48.3% - 54.2% 67
Inmobiliario 22.8%-24.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 19.3% - 33.4% 19.7% - 38.6% 92
Microcrédito 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 28.3% - 41.7% 28.6% - 42.1% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 15.00%-30.00% upfront 93% - 112.1% 137.1% - 163.9% 32
Individual Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 118.9% - 159.8% 174.6% - 205.5% 25
SME Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 15.00%-20.00% upfront 107.9% - 136% 157.9% - 182.6% 28
Petty Traders Loan (PTL) 48.00% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 118.9% - 125.8% 174.6% - 183.6% 26
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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