Institution

Bancolombia Mi Negocio Cra 48 # 26 - 85 Direccion GeneralMedellín, Antioquía
Data approved: 2011-08-01
Data version: 1
Age of data: 159 months

Institution

CashPhase Ghana Limited 1st Floor, Barclays Bank WingMadina Central Market RoadMadina, Greater AccraP.O. Box CT4185
Data approved: 2013-04-02
Data version: 2
Age of data: 132 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionSebastian Tobon Palacio
Regions active
# Branches26

Total Portfolio (nat'l)COP 93,846,000,000
Total Portfolio (USD)USD 51,563,736.26
Active clients with loans36,297
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsRed de Microcredito, Asomicrofinanzas
FundersGrupo Bancolombia

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2010
Head of InstitutionMr Sam Baimbill-Johnson
Regions activeGreater Accra Region
# Branches1

Total Portfolio (nat'l)GHS 546,670
Total Portfolio (USD)USD 277,497.46
Active clients with loans83
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

36,297 Borrowers
USD 51,563,736.26 Portfolio
Active Product

Loan Products » Summary

77 Borrowers
USD 116,751.27 Portfolio
Active Product
4 Borrowers
USD 18,781.73 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcrédito COP 535,600 - 13,390,000 3 - 48 40% - 60% 60% - 80% Business, Other, Activos fijos, reforma locativa, insumos, Gastos operativos del negocio, capital de trabajo Women, Men, Have business, Centrales de Riesgo aprobadas Credit Educ, Tech Asst Visits, Other Training, Acompañamiento y seguimiento, Educación financiera

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 1,000 - 10,000 1 - 12 0% - 20% 0% - 20% Business, Other Women, Men, Have business, Salaried worker

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito 29.6% annual, Decl Bal 1 Fee 2 Ins None N/A 39.4% - 41.3% 45.2% - 57.7% 59

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 54.00%-96.00% annual, Flat 1 Fee 0 None N/A 116.1% - 146.2% 116.1% - 146.2% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito 29.6% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 39.4% - 41.3% 45.2% - 57.7% 59

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 54.00%-96.00% annual, Flat 1 Fee 0 None N/A 116.1% - 146.2% 116.1% - 146.2% 39
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Key Statistics
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# Products
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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