| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2004 |
| Head of Institution | Sebastian Tobon Palacio |
| Regions active | |
| # Branches | 26 |
| Total Portfolio (nat'l) | COP 93,846,000,000 |
| Total Portfolio (USD) | USD 51,563,736.26 |
| Active clients with loans | 36,297 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Red de Microcredito, Asomicrofinanzas |
| Funders | Grupo Bancolombia |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.damen-pk.org |
| Year established | 1992 |
| Head of Institution | Ms. Naghma Rashid |
| Regions active | Punjab |
| # Branches | 20 |
| Total Portfolio (nat'l) | PKR 683,062,976 |
| Total Portfolio (USD) | USD 6,970,030.37 |
| Active clients with loans | 35,219 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Pakistan Microfinance Network, Pakistan Poverty Alleviation Fund, Pakistan Center for Philanthropy |
| Funders | Pakistan Poverty Alleviation Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | COP 535,600 - 13,390,000 | 3 - 48 | 40% - 60% | 60% - 80% | Business, Other, Activos fijos, reforma locativa, insumos, Gastos operativos del negocio, capital de trabajo | Women, Men, Have business, Centrales de Riesgo aprobadas | Credit Educ, Tech Asst Visits, Other Training, Acompañamiento y seguimiento, Educación financiera |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | PKR 20,000 - 75,000 | 12 - 18 | 100% | 20% - 40% | Business | Women, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | 29.6% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 39.4% - 41.3% | 45.2% - 57.7% | 59 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 34.7% annual, Decl Bal | 1 Fee | 0 | None | N/A | 38.4% - 40.2% | 38.4% - 40.2% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | 29.6% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 39.4% - 41.3% | 45.2% - 57.7% | 59 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 34.7% annual, Decl Bal | 1 Fee | 0 | None | N/A | 38.4% - 40.2% | 38.4% - 40.2% | N/A |
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