Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.confiar.coop/ |
Year established | 1972 |
Head of Institution | Oswaldo Gómez |
Regions active | |
# Branches | 37 |
Total Portfolio (nat'l) | COP 311,910,000,000 |
Total Portfolio (USD) | USD 171,379,120.90 |
Active clients with loans | 43,877 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Especial | COP 258,000 - 5,869,000 | 1 - 60 | 0% | 0% | Any Purpose | Women, Men | ||||||||
CrediAportes | COP 258,000 - 8,569,000 | 6 - 36 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Debe ser Asociado de la Cooperativa. | Credit Ins | |||||||
Credifacil | COP 267,800 - 34,814,000 | 6 - 60 | 0% | 0% | Any Purpose | Women, Men | ||||||||
Microcredit Productivo | COP 268,000 - 64,272,000 | 6 - 60 | 0% | 0% | Any Purpose | Women, Men | ||||||||
Ordinario | COP 535,600 - 38,625,000 | 6 - 60 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men | Credit Ins | |||||||
Vivienda de Interés Social VIS | COP 7,000,000 - 57,845,000 | 60 - 144 | 40% - 60% | 40% - 60% | Business, Para compra o construcción de Vivienda | Women, Men | Credit Ins | |||||||
Vivienda Especial | COP 35,000,000 - 84,975,000 | 60 - 120 | 40% - 60% | 40% - 60% | Housing, Para compra o construcción de Vivienda., Activo Fijo | Women, Men | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Especial | 7.3%-14.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 9.2% - 14.5% | 11.5% - 14.7% | 58 | ||||||||
CrediAportes | 11.0%-13.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 52,000.00 upfront | 12.3% - 17.6% | 12.5% - 18.8% | 74 | ||||||||
Credifacil | 14.4%-15.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 14.1% - 19.6% | 14.1% - 20.9% | 82 | ||||||||
Microcredit Productivo | 16.8%-24.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 20.3% - 30.8% | 20.3% - 37.1% | 63 | ||||||||
Ordinario | 16.8%-18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 52,000.00 upfront | 17.8% - 20% | 18.2% - 21.6% | 86 | ||||||||
Vivienda de Interés Social VIS | 12.4% annual, Decl Bal | 0 Fees | 2 Ins | None | 258,000.00 upfront | 12.2% | 12.7% - 13.5% | 95 | ||||||||
Vivienda Especial | 15.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 515,000.00 upfront | 14% | 14.9% | 100 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Actuar Caldas | 3,700 | 5,247,000 | 1 | 160 |
Actuar Quindio | 2,300 | 2,800,000 | 2 | 160 |
Actuar Tolima | 8,800 | 5,099,000 | 3 | 160 |
Amanecer | 4,300 | 8,253,000 | 4 | 160 |
Banco Agrario | 56,300 | 39,938,000 | 3 | 160 |
Banco WWB | 219,400 | 294,019,000 | 5 | 155 |
Bancolombia | 36,200 | 51,563,000 | 1 | 160 |
BdO | 10,400 | 7,945,000 | 2 | 160 |
Comerciacoop | 1,600 | 3,255,000 | 4 | 160 |
Confiar | 43,800 | 81,993,000 | 7 | 160 |
Congente | 5,400 | 20,045,000 | 2 | 160 |
Contactar | 25,100 | 20,184,000 | 2 | 160 |
Crezcamos | 27,500 | 22,564,000 | 4 | 160 |
Finamerica | 39,800 | 99,536,000 | 7 | 160 |
FMM Popayán | 310,000 | 243,614,000 | 3 | 160 |
FMSD | 6,800 | 9,236,000 | 6 | 160 |
Fomentamos | 900 | 102,000 | 1 | 160 |
Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 160 |
Fund Oleoductos | 500 | 435,000 | 1 | 155 |
FUNDAUNIBAN | 600 | 1,307,000 | 2 | 160 |
FUNDESAN | 2,400 | 2,521,000 | 5 | 160 |
FUNDESMAG | 1,000 | 1,698,000 | 2 | 160 |
Interactuar | 30,200 | 93,846,000 | 4 | 160 |
MEDA | 15,600 | 27,322,000 | 2 | 160 |
ProCredit CO | 5,700 | 18,569,000 | 3 | 160 |
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