Institution

Cooperativa de Ahorro y Credito Congente cra 33a 38-39 Barrio CentroVillavicencio, META
Data approved: 2011-03-24
Data version: 1
Age of data: 159 months

Institution

Banco San Enrique, Inc. G/F Iloilo Medical Center, Bonifacio DriveIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.congente.com.co/
Year established1964
Head of InstitutionVicente Antonio Pabon Monroy
Regions active
# Branches10

Total Portfolio (nat'l)COP 40,700,659,712
Total Portfolio (USD)USD 22,362,999.84
Active clients with loans5,927
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsEmprender, Asomicrofinanzas
Funders

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1974
Head of InstitutionEngr. Arturo P. Muyco, Jr.
Regions active
# Branches5

Total Portfolio (nat'l)PhP 3,072,220
Total Portfolio (USD)USD 73,498.09
Active clients with loans664
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC)
FundersLandbank of the Philippines (LBP), National Livelihood Development Corporation (NLDC), Bangko Sentral ng Pilipinas (BSP)

Loan Products » Summary

5,279 Borrowers
USD 19,842,508.63 Portfolio
Active Product
213 Borrowers
USD 202,534.62 Portfolio
Active Product

Loan Products » Summary

540 Borrowers
USD 66,386.94 Portfolio
Active Product
124 Borrowers
USD 7,111.15 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CONSUMO LIBRE INVERSION COLI COP 100,000 - 100,000,000 1 - 72 40% - 60% 60% - 80% Any Purpose Women, Men, Debe ser asociado de la Cooperativa con Ahorros, Debe tener capacidad de endeudamiento Credit Ins
microcredito productivo COP 535,600 - 5,356,000 1 - 24 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fast Cash PHP 3,000 - 28,000 1 - 6 80% - 100% 0% - 20% Business Women, Men, Have business Group Mtgs, Credit Ins
POWER (Program on Women Empowerment) PHP 3,000 - 28,000 4 - 6 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CONSUMO LIBRE INVERSION COLI 21.2% annual, Decl Bal 0 Fees 1 Ins None 2.5% upfront 5,000.00 ongoing 15.5% - 19.4% 17.5% - 22.3% 100
microcredito productivo 26.5% annual, Decl Bal 1 Fee 1 Ins None 5,000.00 ongoing 31.9% - 34.7% 33.9% - 37.2% 73

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fast Cash 40.0%-44.0% annual, Flat 1 Fee 2 Ins 0.50% loan amt 500.00 upfront 50.00 ongoing 83.4% - 92.4% 100.2% - 250.2% 31
POWER (Program on Women Empowerment) 40.0%-44.0% annual, Flat 1 Fee 2 Ins 0.50% loan amt 500.00 upfront 50.00 ongoing 83.4% - 84.7% 100.2% - 242.3% 30

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CONSUMO LIBRE INVERSION COLI 21.2% annual, Decl Bal 0 Fees 1 Ins Ins None 2.5% upfront 5,000.00 ongoing 15.5% - 19.4% 17.5% - 22.3% 100
microcredito productivo 26.5% annual, Decl Bal 1 Fee 1 Ins Ins None 5,000.00 ongoing 31.9% - 34.7% 33.9% - 37.2% 73

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fast Cash 40.0%-44.0% annual, Flat 1 Fee 2 Ins Ins 0.50% loan amt 500.00 upfront 50.00 ongoing 83.4% - 92.4% 100.2% - 250.2% 31
POWER (Program on Women Empowerment) 40.0%-44.0% annual, Flat 1 Fee 2 Ins Ins 0.50% loan amt 500.00 upfront 50.00 ongoing 83.4% - 84.7% 100.2% - 242.3% 30
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