| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | http://www.comerciacoop.coop/ |
| Year established | 1996 |
| Head of Institution | Jesus Maria Medina Duran |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | COP 6,506,159,027 |
| Total Portfolio (USD) | USD 3,574,812.65 |
| Active clients with loans | 5,000 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial (COP) | COP 200,000 - 107,000,000 | 1 - 78 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO | |||||||
| Consumo (COP) | COP 200,000 - 12,800,000 | 1 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have home or land, Salaried worker, Codeudor | Group Mtgs, Credit Ins, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO | |||||||
| Microcredito | COP 200,000 - 12,875,000 | 1 - 36 | 80% - 100% | 60% - 80% | Business, CAPITAL DE TRABAJO, LIQUIDEZ, ACTIVOS | Women, Men, Have business, MICROEMPRESARIO, COMERCIANTE - INDEPENDIENTES | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial (COP) | 10.4%-25.9% annual, Decl Bal | 1 Fee | 1 Ins | None | 1.00% ongoing | 17.7% - 21.9% | 20.2% - 23.2% | 48 | ||||||||
| Consumo (COP) | 10.6%-27.5% annual, Decl Bal | 1 Fee | 1 Ins | None | 1.00% ongoing | 19.9% - 20.4% | 22.4% - 25.8% | 44 | ||||||||
| Microcredito | 17.3%-29.4% annual, Decl Bal | 1 Fee | 1 Ins | None | 3.00% ongoing | 26.6% - 33.4% | 28.9% - 38.2% | 50 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 115 |
| AKIBA | 26,900 | 36,852,000 | 4 | 128 |
| BELITA | 5,800 | 492,000 | 1 | 128 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 128 |
| F & K Finance | 0 | 38,000 | 1 | 150 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 111 |
| FMFC | 1,500 | 392,000 | 6 | 128 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 128 |
| Mbinga | 1,000 | 2,986,000 | 3 | 128 |
| MCBL | 3,600 | 2,837,000 | 6 | 128 |
| MDF Tanzania | 600 | 148,000 | 1 | 128 |
| NMB | 45,100 | 74,528,000 | 1 | 128 |
| Opportunity | 8,600 | 3,018,000 | 3 | 128 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 128 |
| PTF | - | N/A | 128 | |
| Selfina | 8,000 | 3,773,000 | 2 | 150 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 128 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 122 |
| Victoria | 100 | 377,000 | 3 | 150 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 150 |
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